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Citi Refusing to send copyof CCA


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Citi have been sending out this rubbish since last summer. They know they haven't complied and am completely aware what they should supply (they've received enough CCA request). You're now over the 12 working days so the account can't be enforced - this also means that you can withhold payments if you so wish.

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HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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It's 12 working days after receipt they are in default (you don't count the first day as they are full working days) and then one calendar month after that they commit the summary criminal offence. The +2 days is only if you don't send the request via recorded delivery as you would allow 2 days for delivery.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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