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    • how did Paula Vennells, an ordained priest, fall so far and so fast from grace? - because she was never in grace - and always just another devil in shepherds clothing   Post Office scandal: how did Paula Vennells, an ordained priest, fall so far and so fast from grace? | Post Office Horizon scandal | The Guardian WWW.THEGUARDIAN.COM The former chief executive and archbishop’s confidant appears at the Horizon IT inquiry this week to explain her role in the affair that wrecked the...  
    • I started paying her old council tax as they said they would jail her I managed to get those account details. We then got back together she moved in with me stopped me going to my house. Eventually let me back in I was there 4 days then the police showed up at 1am arrested me for 8 different offences. On the morning I was in custody she rang the letting agent and asked for the house to be changed to her sole name as I was in jail. The house was changed to her name I was made homeless. The bills she did not change to her name left them as occupier the utility companies then said I had to pay as there was lots more usage than an empty property. My solicitor said if I don't pay them I will be reported for it. It has since turned out that in her old property she didn't pay the bills. The electric bill she put in her daughter's name then cancelled the direct debit the council tax she never attempted to pay. Due to one of the accusations I have since been told I need to pay these bills even after getting emails saying I'm not liable for the bills. I have forwarded these on to the police and solicitors and had no reply. Other than you have to pay these bills. I'm also going to end up paying the bills where she lives now as once again they are not being paid. I can't go in to detail about the case as I'm due to be charged next week not sure what with yet but the police have told me I'm going to be charged.  My ex will not tell me nor can tell me about her debts as she doesn't want me to know how much debt she is in or has put her daughter in once she turned 18. I do not want to be paying her debts after what she has done to me.
    • In the earlier thread (now linked above) you were going to change your name by Deed Poll. Did you do that? Did it solve any of your problems? What, exactly, have you been charged with? Has a court date been scheduled? I cannot think of any reason why the police would tell you to pay your Ex's debts that she incurred 5 years before you met her. Either there's lots of the story you aren't telling us, or you have misunderstood what you have been told, or you are trolling us. Earlier you said it was your Ex who wanted you to pay her debts and, for some reason that  no-one here could understand, you were going to do so. So your Ex can give you all the details of her debts and you can pay them. She can hardly expect you to pay them if she won't give you the account details! I've never known debt collectors be fussy about who pays as long as someone does. They routinely take payments from friends and family to clear debts. It's not illegal to pay someone else's debts          
    • What you've said isn't helping. Please post up a redacted version of the appropriate section of the court papers.  HB
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just advice plse


frazer85
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FIRST

 

NEVER EVER SPEAK TO THESE PEOPLE ON THE PHONE. THEY WILL TRY TO GET YOU TO AGREE TO ANYTHING.

 

The first thing you should do is establish whether these muppets have proof of the debt and proof of their right to collect on it. This is simply done by sending them a CCA request along with a £1 postal order. Once they prove the debt exists and they have a legal right to collect then you can agree a payment plan that suits YOU.

 

Creditors and DCAs - Letter Templates & Budget Planner letter N

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DO NOT CALL THEM!

 

Write to the address on the letter they've sent requesting your CCA (consumer credit agreement) and statement of account. This will establish thier right to collect any alledged debt.

 

Use this template letter:

 

I DO NOT ACKNOWLEDGE ANY DEBT TO YOUR COMPANY

 

YOUR ADDRESS

DATE

 

 

THEIR ADDRESS

 

Dear Sir/Madam

 

Re:− Account/Reference Number XXXXXXX

 

With reference to the above agreement, we would be grateful if you would send us a copy of this credit agreement.

 

We understand that under the Consumer Credit Act 1974 (Sections 77−79), we are entitled to receive a copy of our credit agreement and statement of account on request. We enclose a payment of £1.00 which represents the fee payable under the Consumer Credit Act. This payment is NOT to be paid used for any other purpose.

 

We understand a copy of our credit agreement should be supplied within 12 working days.

 

We understand that under the Consumer Credit Act creditors are unable to enforce an agreement if they fail to comply with a request for a copy of the agreement under these sections of the Act.

 

We look forward to hearing from you.

 

Yours faithfully

Mr A N Other

 

...adjust to your needs, enclosing £1 postal order (keep record of PO number) and send recorded or special delivery.

 

Hope this helps.

 

Good luck and best wishes,

 

BB

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many thanks matei think that it is just the in house debt collecters but do not want them at my door so wanted it sorted a.s.a.p

They have NO legal right to appear at your door. If they do threaten a doorstep call there is a vey simple letter to send to stop them in their tracks

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As the other guys have said, you should NEVER just pay up without establishing that they are collecting lawfully.

go through the CCA procedure first, then, IF the debt is enforceable, set up a payment you can afford - but do it all in WRITING, NEVER on the phone.

 

You'd be surprised how often these debts are unenforceable - just spend a bit of time reading a few other threads....

 

;)

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