thanks again is it not just best for me to set up a payment arrangement with them for what i can afford?

many thanks matei think that it is just the in house debt collecters but do not want them at my door so wanted it sorted a.s.a.p

can anybody plse give me some advise on debt collectors once you have got a letter from them (demanding the whole amount)if i call them and arrange to set some form of payment arrangement will they do this??thanks in advance

cheers hun

can anybody help or give advise on my last 2 messages please thanks in advance

here is my situation lloyds sent me later saying that 750pound good will payment will be in my bank account within 10 working days yesterday in 1 of my accounts there was a payment in there for\292.50p which is the full amount for that account. just wondering why they did not just put there rest of the 750 good will in or will the rest go into my other account if so does anybody know why.

really need some help please i need to get in touch with somebody at lloyds tsb regarding my charges/refund the number they have given me is 01264725214 and when ever you ring it it just says we are to busy to take your calls. please help

please can i have some help? lloyds have put 750pound in my bank (i onky just opened the letter) my claim is for 1150pound do i give them the 750 back

hi just an update still not had any replie from them is this normal and i am now going to send of my letter before action and is that correct if so where do i find this letter:confused:

yeah thats what i will do thanks was just getting a little worried as heard they shut bank accounts down so thought they might close down a loan

that's what i was thinking its just on the post it seems like they have done that to somebody or maybe i am juts mis reading it thanks alot

i have a loan with lloyds tsb that i took out to pay off my overdraft and credit card i have read the terms and conditions of the loan and in there it does not say anything about making me pay the loan off, if i get my charges back will they make me use the money to pay of my loan and can they beacuse the way i am reading terms and conditions they cant?

i have a loan with lloyds tsb that i took out to pay off my overdraft and credit card i have read the terms and conditions of the loan and in there it does not say anything about making me pay the loan off, if i get my charges back will they make me use the money to pay of my loan and can they beacuse the way i am reading terms and conditions they cant?

did you manage to open another account?

THANKS AGAIN last of all where is the best place and who to send it to cheers