Just joined

[englishviking]

Hello Everyone..

 

Heard about this site from my brother who has reclaimed thousands from his banks in unfair charges.. thought ..hey why not give it a shot.. jesus they have hammered me in my younger years when i had nothing.. looking forward to the journey..

 

regards

[Michael Browne]

Welcome.

 

First and foremost, before you start please have a thorough read of the FAQs. This is a must, no excuses. There’s a Step by Step guide here too. You should print these out to refer to later, so as to avoid having to ask basic questions.

 

You need to spend 2 or 3 days gradually getting your head round everything. If you find a forum/thread/post of interest, save it in your Favourites, so as you can always find it easily. Here’s one to start with, which you should find useful later:

http://www.consumeractiongroup.c o....hat-youre.html

 

There’s a lot to take in, but it’s time well spent and will ensure that you succeed in your claim without problems. Remember it’s not a race, don’t rush, just follow the guidelines one step at a time

 

This is a self-help forum and you must be prepared to put in the time and effort required. It’s your claim, your money and you cannot expect others to do all the work for you.

 

Then look at other threads in your bank’s forum, so as you know what you can expect to happen. At the top of each bank’s forum is a Successes forum where you can follow previous claims against your bank from start to finish.

 

When you feel confident that you understand the process and the various stages involved, start a new thread in your bank’s forum and post your progress and any questions there and you’ll get plenty of help. Always stick to one thread, so people can see what you’ve done so far and therefore can give you better advice.

 

The FAQ’s, Step by Step Guide and all the info to get you started are here:

FAQs

Example Step-By-Step Instructions

Guide To Reclaiming Bank Charges **##~~~~**##~~~~ Read This First !!

 

Finally the Moderators and Site Helpers are having to spend far too much time dealing with unnecessary and avoidable errors in claims caused by impatience, ignorance or just plain laziness. If you don’t know what to do next, ask. If you don’t understand something, ask. It might be a dumb question, but it’s a lot easier to sort out than a dumb mistake.

 

See here:

MIS-CLAIM TUTORIAL or HOW NOT TO GET YOUR MONEY BACK

 

 

Good luck

 

PS you may not know about the OFT test case. Claims filed at court are now routinely stayed, but that should not deter you from claiming .See here:

OFT Test Case: Advice on What to do

OFT Test claim: What this means for you

[Ulsterblue]

Hello everyone,

Just like englishviking I have now started to investigate the possibility of pursuing a case. I shudder to think how much I have paid in charges. I am continuing to read the guidance and expect to make a start as soon as possible. I bank in Northern Ireland. Are there any oddities about that or are the procedures the same as posted? Thanks.