I am in the process of trying to source a mortgage
however the fact that I have historic defaults on my credit files from telecom companies is causing me problems.
These are all with Lowell and range from 4 years to 5 years old.
What's the best way of dealing with this to ultimately get the defaults removed off my credit file within the next 3 months due to wanting to take advantage of a "right to buy" offer we have.
Obviously I am NOT saying that I don't want to pay these however if its best to go down the "final settlement" route
as long as the default is