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Found 5 results

  1. Hello, I have recently moved out of a shared flat and have been asked by our estate agents to produce a copy of all utility bills to reclaim the deposit. Throughout this time we were paying a monthly direct deposit to NPower for what we were under the impression was duel gas and electricity. It turns out that this was only for gas and that for the 10 months we were in the flat we had never received an electricity bill. After calling up Npower, E-on, British gas and every other electricity companies I could think of and being told that none of them supplied the electricity, I contacted the
  2. Hi, I am looking for some help, i share a private furnished flat with my brother and we haven't paid the council tax, we are in Glasgow, we thought we were up to date and then haven't paid for sometime, we had received demands for amounts we had thought we paid, this may not be the case, we are waiting on bank statements to confirm what we paid, so we can look at the true balance due. The letter I have received today (charge for payment / summary warrant which includes sheriff officer fee's) is requesting the full balance for 2010/2011 - 2011/2012, this totals to around £4387.15, (
  3. Hi all, I think its best to start at the beggining! Back in Nov 10' i was self employed and run out of work, i tried to claim job seekers but was not entitlied as had not paid enough national insurance contribitions. Phoned capital one to explain my situation and asked them to freeze payments for 3 months aswell as interest and charges, there response was that they could setup a payment plan providing i sent in relevant documents ie job seekers letter, income expenditure, bank statment etc. I sent in every bit of information i have excluding bank statement as my bank account was currently
  4. Hi all, I received my CCA from capitalone today and am not sure what im supposed to be looking for as they have sent me an original agreement (which is signed) and a current agreement which is not? Any help would be much appreciated thanks I have attached the CCA that they sent me but i also have 6 pages of printed terms and conditions that they sent. I have another post explaining why i requested a CCA in the first place ( basically capitalone are refusing to put me on a long term repayment plan and refusing to freeze interest as im struggling with minimum payments, i am paying them £1
  5. Hi Guys, I have been reading the forums for a long while now and hoping to find some kind of miraculous answer to my problems, you guys are amazing with the help and support you offer others. I have a few problems of my own and was hoping you could advise me too. I have been a gambling addict for 6 months now and have lost alot of mine and my hubbys money online playing slots etc, however i have recently realised my problem and got help for it. i have now been gambling free for 1 month but i am still paying for my stupidity. Myself and my hubby are working full time and between
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