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  1. I have had a letter today, after a phone call before the letter arrived from Fredrickson International DCA asking for payment on a MBNA credit card. I don't recognise the number and am very suspicious so I will be requesting a copy of my argreement etc asap. However they have also sent me a default notice which is odd because this is the first I have heard from them. Apparently MBNA assigned the debt to them on 2/8/06 which is news to me. Can they do this?
  2. hi , i have a loan from welcome F (secured) but on the credit agreement my address does not have the flat number of my home , only the address of the whole building as there is 8 houses in the building does this mean the agreement is not complete right?
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