Josie8
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Everything posted by Josie8
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Yes many times
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I doubt action is imminent...............
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If they didn't issue a valid DN then frankly they are stuffed. Can you post up details of the Particulars of claim minus personal details
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defaulted twice for same debt 13 yrs apart
Josie8 replied to patch666's topic in Debt Collection Agencies
Issue a Part 7 claim on a N1 form at small claims court. Don't bother corresponding any further -
you're right......its a good read:D
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..............
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If they can pay the 6 months up front then they should be ok. If so save on agency fees and deal with private landlord direct
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checking the legalities to get a loan written off???
Josie8 replied to Sarrahk's topic in Debt management and Debt self-help
Personally would do both a SAR & a CCA request -
Attention: the Rankines Panorama BBC1 20:30 10/11/2008
Josie8 replied to robcag's topic in Debt Collection Agencies
Good idea -
Any joy with posting up the Default Notice?
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read in the Daily Mail yesterday that Experian had said they were going to concentrate more on their Debt collection arm.......................
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Its harrassment and breach of OFT guidelines. Report it to OFT (not that it will do much good) Chances of them having either a valid agreement or valid DN is remote ...............
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congratulations:D
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Just send off the CCA & SAR request first thing monday. Deal with court proceedings if they get issued don't worry yourself sick with the threat of issuing by DCA's
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and that you're not working..................
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Probably checking you live where you say and circumstances you have stated...............
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you would think so wouldn't you..............but no. However things may change now with the Unfair Relationship argument but thats in its infancy stage
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Yes
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Good luck
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any update?
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Yes because its in the T's & C's in the agreement you sign......................
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Lol!! No I meant shame to demean donkeys to the level of a DCA or Creditor lol!:D
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Guess thats a new way of putting it! Shame to equate DCA's & Creditors with donkeys though.....what have they ever done to you????:D:D
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scan the agreement up then we can see if it is enforceable or not
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