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letitbeme

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letitbeme last won the day on November 21 2009

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About letitbeme

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  1. Hi there, first DO NOT CONTACT ANY ONE YOU OWE MONEY TO, DO NOT REPLY TO ANY LETTERS YOU RECIVE, YET. OK! lets get started. First things first, you have to write out what has transpired i.e. who has contacted you.
  2. Sorry for not updating this post sooner, but was advised not to update till I had the courts final ruling. Well I now have in my position a court order that states: Case struck out and costs awarded to the defendant. (Will be contributing to cag as soon as the cheque hit’s the mat) I will be putting a full outline of what has transpired at a later date. I will just say this “the devil is in the detail” scrutinise and study and you will succeed.
  3. Hi there, Can anyone substantiate/clarify the above statement? LIBM
  4. Businessman who had credit card debts made unenforceable wades into the consumer credit debate.
  5. Hi there DB, Have included a request for a copy of the DN. My concern is did RBS sell/move the debt to MBNA, or was MBNA the original card issuer. We need to clarify what has transpired from start to finish. LIBM
  6. OK, You need to issue a N244 to the court requesting the following documents. A clear and readable copy of the Credit Agreement, and any documents referred to within it which complies with the consumer Credit Act 1974 and all subsequent regulations, which the claimant seeks to rely upon. A copy of the Default Notice compliant with s87 (1) Consumer Credit Act 1974 and Consumer Credit (Enforcement, Default and Termination Notices) Regulations 1983 (SI 1983/1561) as amended. A copy of the Notice of Assignment compliant with Section 136 (1) of the Law of Property Act 1925. Issued b
  7. Are these T&C'S MBNA's or RBS
  8. What did you request from Howerd Cohen? 30.7.2009- CPR sent to howard cohen
  9. Can you post up the following? 31.10.2008- I received the current terms and conditions from mbna
  10. Hi there, Just came across the following link, have a listen and then imagine that the telemarketer is the debt collector that’s been harassing you. tom mabe telemarketer - Google Videos
  11. Also, if you could do a brief synopsis from day one, as things stand on your thread it appears a little fragmented. I just need to clarify a few points so that I can guide you to a winning position
  12. Quick question, the debt originated with MBNA. Could you list who the debt was sold to, and from who?
  13. Just one comment. Does the OFT honestly believe that a reconstructed CCA+T&C’s would be a true reflection of the original, when we all know that the vast majority of the earlier CCA+T&C’s are unenforceable.
  14. Do you have the following:- 1. A clear and readable copy of the Credit Agreement and any documents referred to within it which complies with the consumer Credit Act 1974 and all subsequent regulations, which the claimant seeks to rely upon. 2. A copy of the Default Notice compliant with s87 (1) Consumer Credit Act 1974 and Consumer Credit (Enforcement, Default and Termination Notices) Regulations 1983 (SI 1983/1561) as amended. 3. A copy of the Notice of Assignment compliant with Section 136 (1) of the Law of Property Act 1925. Issued by MBNA (Assignor). 4. A copy of the Ro
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