I will email it to you if you go for CI ok I think SSL requested my **WON**

Thanks Trotter - I have now got a good copy from Maxine that I will use for my Barclaycard claim

Thanks everyone Received a letter today saying that.... "Further to your letter, I am pleased to confirm the information you requested has now been ordered" They are sending me another batch of statements ass - elbow comes to mind Can I now have this a **WON** thread PLEASE!!!!!

Cheers Kenny - and thanks for all your support

Thank you overflow Update: Letter from Halifax visa today. I am sorry to learn that you are unhappy with our initial offer to refund £xxxxx As we explained previously, the charges were applied to your account do cover costs so we cannot agree to refund them all. Blah blah blah blah. However, in an attempt to reach an amicable solution to your complaint, I am prepared to increase our offer to £xxxxx in full and final settlement, which represents the total amount charged over the past 6 years. If you are prepared to accept my revised offer, please sign and return the enclosed acceptance form in the prepaid envelope. Blah blah blah about 8 weeks... If you wish to discuss your concerns, please telephone 0845 1241362 Scott McClelland Complaints and consumer guidance team. --------------------------------- There is NO prepaid envelope and I am going to accept this offer, as it is only £55 short of my claim and I can do with out the stress of all this. I want to concentrate on Barclaycard and take them to the cleaners. A BIG thank you to everyone for their support whilst I have been battling with these Morons - I really appreciate it - good luck with all your claims! Can someone change my thread to **WON** please

Thank you so much overflow - that means so much to me, you have no idea. Made me cry too :o I'll be back to fighting next week!

Why thank you Tonyceeeeeeeee

Glad that was clarified Kenny I would love to go sea fishing

Good luck for tomorrow

I think most ISPs are trying to cut down on this kind of illegal downloading - I wouldn't mention it to Virgin if I was you!

Which file sharing P2P are they using?

Thats a VERY special date

Thank you Kenny - you have been a great support to me

Take out the bit about overdraft as it only appys to bank accounts. Most are only claiming the 8% interest as it is easier - have a look at my thread as I am going for the CI they charged me - you need to read up on contractual interest if that is the way you want to go. http://www.consumeractiongroup.co.uk/forum/general/18313-why-no-one-claiming.html?highlight=contractual

Monday is the day for me to get going again - procrastination is a bad thing

What a great thought Mac

Have a look at my thread Light. You now need to add all your charges to a speadsheet, you do not add the interest until the court stage. You need to send your prelim with your spreadsheet. http://www.consumeractiongroup.co.uk/forum/bank-templates-library/671-2-letter-preliminary-approach.html Heres some handy bookmarks for you http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/25457-guide-reclaiming-bank-charges.html?garpg=13 http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html#post436526 http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html Any worries or if you are unsure of anything, shout and someone will pop in and offer some help. Good luck!

Thanks Trotter - I need a kick up the backside me thinks :o

Hi Maxine I seem have lot the will to get going on this claim - I need to re read my threads and see where I am at - still looking for a POC that sounds good. *Sigh* Thanks Kenny, supportive as always - thank you!

Good luck David and ignore all their B/S

No- PPI is for a service.

Have you heard anything yet Maxine?

My account is with Mercers too - have a look at my thread.