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Sledge

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Everything posted by Sledge

  1. yes, but this is all for 17 years worth! i have read peeps going back twelve years! Not 17. Dont want to blow it is all.
  2. An interesting developement! Got a lot of post from halifax this morning. One stating, that i would recieve my statements before the 27th december...stalling me!! The other lot of mail was my entire history of my joint account (about three years) and my ENTIRE history of my current account (17 years)!!!! So, the question i am asking now is, (and consider i have already sent off for claiming my current account from the last 6 years) do i resend my spreadsheet, for the entire history of my bank charges....it will probably double the amount, and start the calender clock from the day i send them off?? If so, how do i tell them to scrub the last one and start fresh from this one?!?!?! Im really no good at the formal legal type of letters. Any help gratefully welcomed please.
  3. An interesting developement! Got a lot of post from halifax this morning. One stating, that i would recieve my statements before the 27th december...stalling me!! The other lot of mail was my entire history of my joint account (about three years) and my ENTIRE history of my current account (17 years)!!!! So, the question i am asking now is, (and consider i have already sent off for claiming my current account from the last 6 years) do i resend my spreadsheet, for the entire history of my bank charges....it will probably double the amount, and start the calender clock from the day i send them off?? If so, how do i tell them to scrub the last one and start frwesh from this one?!?!?! Im really no good at the formal legal type of letters. Any help gratefully welcomed please.
  4. This morning, i got a standard (it seems) letter from my adorable money looker afterers!!! It goes, Thankyou for your letter requesting specific info on your account with us, i can confirm that your statements have been ordered and will be sent under seperate cover. With regards to your request for info relating to manual intervention to your account, we are unable to assist further with this. blah blah blah. Looks pretty standard thus far. Just waiting for the other set of statements.....oh and the wife is eagerly awaiting her statements too. Will keep you posted...for those that are interested.
  5. Hey buddy well i would say to keep to your deadline and proceed with the next step on friday MCOL Good luck bud
  6. Hey Jan Looks like we are on the same timeline here. Exactlly the same day i recieved my statements, and all ready to post recorded delivery tomorrow. Good luck with your matey
  7. Aye fair point matey You are most welcome with the post comments too Will crack on with the first lot now. Here goes nothing
  8. Okay, i will await the statements from the other account as the forty days hasnt yet expired. Will post when i get them
  9. Okay, my statements arrived from one of my two accounts this morning. So my question is this....can i now proceed with the next stage or would it be better to wait for the other account statements to arrive...as i only sent the one letter requesting statements for two accounts?
  10. court online people? have you got a link scouser please? I cannot find it anymore must be getting senile!
  11. BLOODY GOOD SHOW Springer Well done and all that mate All that worrying for nothing eh!?!?!?!?!?
  12. Thanks buddy I see you are also at the waiting stage...almost done though mate eh?! The best of luck to ya
  13. I opened a new account with nationwide. ALL my DD and standing orders were done for me...or they promise to give you fifty pounds As my wages are now going into this account, i have recieved a letter from halifax asaking to settle the overdraft in full and start putting a regular income into it again. I personally have no intention of using it as my regular account any more, after 18 years it is time for a change The overdraft? They will ask you to pay it in one go, however, i dont think they have any choice but to accept you paying so much off a month. Hope this helps
  14. CONGRATS Kirsty Have a good Christmas Springer....the best of luck with yours too
  15. Stick to your timeline i think would be the best solution!
  16. Howdy scouser Personally mate, i would open another account, to have a cushion should you need it. As far as i can tell , i think the best thing to do is follow the advice of the CAG to the letter....ie...open another account, and be prepared to go to court. I have my wages now going into another account, i recieved a letter from the bank saying about contract, steady income etc, but because the account is in dispute, it is kinda frozen from charges! I cannot see the point of letting them keep charging you fees, it is only going to create more hassle for yourself when you have to keep amending your letters to reclaim it back. Just my opinion mate. Good luck out there buddy Edit:spelling and grammar!!!!
  17. Recieved a nice phone call today. Halifax have now officially found my request, and i will have the statements at the end of the month...deep joy. This could be interesting!
  18. Looking at the other threads kirsty, it seems that the halifax are letting people stew over this court thing. Personally i have told myself that i AM going to court with mine, suit ready and all that. If it doesnt happen its even better, if it does, then it is no surprise. They will leave it to the last minute, going by the other posts...far too early to worry about it at this point i think! The best of luck though
  19. Okay!! Had no phone call yesterday, not really surprised to be honest. So i phoned them up today. Still no record of it arriving...although i have one I was advised to go into my local branch and submit the request there with a copy of the proof of delivery. I did this, much to the shock of the cashier!! Obtained a receipt saying what i had requested the branch to do and they have faxed the information to head office. At least now they have a record of it! Now i take it that the forty days still applies from when i originally sent the first letter? Which means their time is up on the 29th november. I trust due to the limited replies, i am doing the right thing here....its only what i am reading from what the other forum posts have said. However, if i am going wrong somewhere, or may have overlooked something....please help me out Many thanks
  20. I think there is a template letter in the forums for this one, it basically says, i will accept your offer but not as full and final payment and will still be persuing the rest in court.....something like that....here it is... http://www.consumeractiongroup.co.uk/forum/showthread.php?t=25716 hope this helps you out
  21. Hello again. Thought i would chase up my SAR today, find out that it isnt logged on their computers about it :S I have customer care ringing me back tomorrow before 5pm. I have noted the time of the call and the content. Got me thinking though, what if i dont recieve my statements after the forty days has expired? (29 november) I cannot go onto the next step as i will need my statements to verify the amount they appear to owe me, i thought i saw something on the forums a while ago but i cannot seem to find it again! Any help is, of course, greatly appreciated.
  22. thanks Angi and spuddy Got a letter today, my current account , although within its overdraft limit....for once....has not got a regular wage going into it (because i have now got it going into a different bank)...therefore in order to retain my overdraft and other facilities please make a payment within 7 days and continue to fund your account on a regular basis! I find it cheaper NOT to fund my account with halifax to be honest! I have spoken to them on the phone reference this and explained that my account is currently in dispute. It seems apparent that the left hand doesnt know what the right hand is doing!! They are happy to hold on any further contact until my dispute is settled. Edit: spelling!!!
  23. Still waiting for my statements to arrive. Had a missed phone call today from Halifax....wonder what that could be about! They were so polite telling my wife that they dont wanna talk to her....she only asked for a number so i could ring them back! Anyways, checked my online statements for one account with them.....in forty days i had ELEVEN charges at thirty nine earth pound for each charge!! And they wonder why i went overdrawn! That was my savings account too!!! Oh i am sooo going to enjoy this! Edit: This phone call i am awaiting! Is this the part where i tell them that they do all correspondence in writing?
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