Hehe, many grats Kaz. You showed them A very merry christmas to follow me thinks

Some more news! My wife has been charged thirty nine earth pounds for going ten pence overdrawn!!!! How dare she! She has just sent off for her statements!!!! This will be interesting!

thanks guys

Hiya Springer. I am, it seems, going to be just as nervous as yourself with all this! I am following this with interest as i have just sent off requesting my statements. Like yourself, i am the worst one for saying 'yep, fight them'! but it seems to be a different matter when it comes to yourself!! So i'll say it to you if you do the same Go get 'em matey and i wish you all the best of luck

Hello to all Having been with the halifax for 16 years now.....i finally got told by someone about your site. My bank charges, as i remember them, are quite substantial. Have been reading through your sites forums, i am greatly impressed, it has given me the will to finally take some action. Am sending off my letter to ask for statements tomorrow morning. In accordance with your advice, i have opened a new account with my wages already going in....so i am now ready Wish me luck all, i apologise in advance for some rather silly questions that may come from me in the future. Thanks for at least giving me the bottle to finally follow it through. Will keep you posted.