no none here either posted off letter to request missinfg statements nearly a fortnight ago and absolutely nothing not even standard bog off letter absolutly zero communication so double GGGGGGRRRRRRRRRR!

hey im not so new but still am confused every step of the way but somebody on this site always helps and reassures you so hang in there where all in the battle together. Hey until i joined this site i didnt even have an email address!

good point so i dont really need the actual statements to proceed cause i dont want two cases goung at the same time i just go with the estimated claim and if theres any comebacks they can explain why they never sent me all the statements despite repeated letters requesting them

hiya ive had some of the statements but not all of them so i wrote to them to demand the missing ones and got the statndard reply that everyone seems to be getting so now ive sent in an estimated first letter to ask for it back and another seven day timelimit letter will have to be sent exausting init!

i have quite alot of different debt collection agencies after me but dont know how to go about chasing these people for my money as i never actually paid them as io couldnt afford to so just got myself into more trouble and knackered my credit history forever what do i do and can i handle so many different cases as others are doing

hiya kia again have sent off request for mortgage statements with the letter for back statements from our then current account was that right or what?and was it right i can go back 12 years with morgages?

thanks will do as soon as poss.

hi kia here weve just opened a parachute account with the natwest and had no problems opening it try them or the coop do another simililer account but if you dont want a debit card account there are quite a lot of ordinary accounts available.im only slightly ahead of you and they dont stop trying to fight you so keep fighting and remember theres alot of support out there for all us newies

snap i was sent the exact same letter about five days ago worded exactlythe same surprise surprise so now i have to send another stupid letter thatll just be ignored as well how very irritating there computers are

thanks i have got one question ive sent off first letter with estimated charges do i now send off another data protection letter requesting missing statements or wait till i go for court date and then get them then

just posted my first letter to scabby this afternoon recorded delivery of course so now i wait for obivious reply

first letter all printed off ready to send tommorrow and its all a bit scarey and real lets hope i dont mess it up this time will let u know if and when they make contact

also a post office card account doesnt have a debit card facilitity or cashcard etc as i already have one of those

ta doing that as we speak

just recieved two identical letters in the post saying this thank you for letter regarding your rquest for a copy of the transactional data .Basically there saying i have recieved all im entitled to under the data protection act and im not entitled to any more under this act.Also the 40 days has expired so what now do i get a court date or keep persuing them for missing statements cause it all takes time.Its all just a delaying tactic.And do i estimate missing charges and claim them later help!

thanks will keep it open till they act

hi just started reading some of your threads.Im now unsure what to do.Im still waiting missing statements do i keep waiting or force the issue and ive already estimated some of the charges

thanks for guiadance ill wait abit and make enquires about changing provider only thing is weve not being that good a payers i wonder why?

going away on monday too and things are abit up in the air for me as well.Ddidnt get any reply to my subject access request thingy so im going to try a phone call before going to court dont really want to do that but will have to if they dont help this time

ive opened a nat west account only one with an electron card so just awaiting cards coming now so ta for that.Should we close abbey account now or wait to see what theyll do.Mind you we have probably got more charges going out this month so not sure

so are you saying i shouldnt try to claim back charges from my current mortgage provider. Why will they try and close us done

where is other institutions cant find it

does anyone know how i go about getting mortgage charges back.Does this work the same way or what starting with data pro letter

i tried to do what someone suggested about going into the branch only to be greeted by a blank look and a sorry cant help you.go away and dont bother us sort of thing

which address is best to get a reply to my prelim approach letter or doesnt it matter as no of them matter