Hi Rebel thanks, I missed your first post sorry, but I shall do this, just to make you all aware there was no actual debt while he was alive, the debt started when his bank account closed so the DD stopped

Thanks, I really dont know where to go with this, I might phone united utilitoes and complain to them

The date of the claim is 13th Oct 2014

Hi My father in law died in FEb this year, he was in a care home with his wife who has alzeimers from September 2013, They have a house that no one lives in, however nothing can be done with this as we are waiting to find out if the house has to be sold to pay for his wifes care home fees. I check the mail regulary and we kept getting letters from a dect collection agency over the water rates, I phoned them and informed them that he had died (the letters were always addressed to him), they told me they would update sytem, Today I have received a county court claim in his name for unpaid water rates, claiming up until 2015, to be honest it had really upset me and I dont really know what to do, can anyone offer any advice please

thanks for the warning, How do I check with the court?

Hi Guys just an update to let you all know I received a letter of lowells today basically saying they were unaware of partners mental health issues when the debt was purchased and they will take no further action to recover the debt and that this means they will withdraw their claim. They also stated that we will not hear anymore on the issue as the account will not be returned to O2 or sold on. and his credir file will be updated accordingly. I am really grateful for all your advice especially Brigadier2jcs who drafted the letter for me, Thank you all so much xx:smile:

It was O2

solicitor is Bryan Carter

Hi guys thank so much for all the advice given up till now, I have acknowledged and I have sent letter. I am going to start preparing defense now. Should I get in touch with his Doctor for a letter?

Thanks I am writing letter now, and will acknowledge first thing in the morning, I will send letter 1st class recorded tomorrow, should I wait for reply of them to prepare the defense

Thank you guys so much for the advice I am just trying to take it all in, I am going to have a good read through the protocol I need to follow. He has no assets, the issue date was June 4th. Guys I am sorry for all the questions but how do I acknowledge and tell them I intend to defend

Hi yeah in my opinion he wasnt capable of knowing what he was signing for, at the time he was convinced he was being followed and also threatened by men carrying guns, oh and he also having regular conversations with Usain Bolt (I kid you not)!, we have not acknowledged anything yet, received claim today in the amount of £686.57p, they are also claiming interest S69?. Thanks for the advice, I wonder whether Lowell will listen?

Hi we only got letter today, he is not under any mental team just his doctor, Sorry to sound stupid but what does acknowledging it mean, he is well enough at the moment but I am worried it will lead to relapse as he was diagnosed with stress induced psychosis

Hi, its my partners who suffers with mental health issues, it was for a mobile phone contract that he took out/renewed whilst psychotic, Lowell group have issued court proceddings and I really dont know what to do, he is not capable of defending it. Basically he took the phone out and flushed it down the toilet because he was so paranoid, I cancelled his DD and to be honest because he had not used it much I just thought we would get a bill for the first month but they wanted near £600. Any help would be really appreciated, He is currently on rispiredone and I can prove he was psychotic on the dates he signed as we were seeing the doctor He has never defaulted on any credit agreement ever, and his credit file was excellent until his episode