Jump to content

Michelangelo48

Registered Users

Change your profile picture
  • Posts

    161
  • Joined

  • Last visited

Everything posted by Michelangelo48

  1. Exactly! Dont like people being "holier than thou" people may need help against these Bar stewards in court! There may be unlawfukl charges on their account with compound interest on them stretching back 10 years! People who dont acually have a debt with unfair charges and fees attached should stay silent!!! The Idea Of This Site is to help and encourage people who may face overwhelming odds!
  2. Yes the banks/dcas try to stress partners! This illegal-visit your doctor and get a report! Malicious Communication Act 1998 bCommunication Act 2003, Protection from Harassment Act 1997.
  3. Exactly-as MBNA say "..unless you can prove "Bank Error"- A default will be overturned..!And we can sell your account at any time without telling you"
  4. Exactly-as MBNA say "..unless you can prove "Bank Error"- A default will be overturned..!"
  5. Exactly-at 40%tax! And the loan is underwritten by an underwriting insurer against default by the debtor! Assignor of debt makes 10/20%more by selling to 3rd party dca-who then makes 100% plus interest charges and fees! How Corrupt!!!
  6. Yes Guys! Agree with all of this stuff! DCAs and such creeps n such barstewards cannot keep our info a secret-and should not profit from SB'd unlawful debt littering Old accounts-which also are usually littered with £35 unfair charges
  7. Brigader!stop trying to win arguments and actually try to help people for a change!
  8. Excellent-Human Rights 2000. Article. 6 does take precedence over commercial Interest! EUlaw- Credit Directive 43 Reg36.16 creditor to provide information on debt in a transparent, unambiguous, clear way! S14 CCA 1974 Fairness, COBS principles 6,7,8,BCOBS Reg 5.1.1-Fairness PCUTR 2008! FOI 2000- All domestic legislation UNDER EU Law-this why Laws change!
  9. I agree some case law n legal precedent whould be useful! ESP MBNA CASES PLS! TA!LOL.M
  10. Supposed to be a "Concillatory" pss_tak servive! Fla.Org.Uk!
  11. Hi Vic not 2 make You mad but-@ MBNA ARE CHECKED BY FLA!!! AN FLA CHIEF X O/ AUJUDICATOR- SHE IS AN HOS AT PARAGON GROUP-WHO OWN ARDEN CM AND "IDEM SERVICING" conflict of Interest or what!
  12. Hi Vic not 2 make You mad but-@ MBNA ARE CHECKED BY FLA!!! AN FLA CHIEF X O/ AUJUDICATOR- SHE IS AN HOS AT PARAGON GROUP-WHO OWN ARDEN CM AND "IDEM SERVICING"
  13. Hi Victoria is this piece oflegislation from the EU Credit Directive. M
  14. Thanks Scrap! IfI never got a counter-signed agreement back is the Agreement enforceable?If Mbna breached "Credit Limits-a core and express term of the Contract-and split the account into 2 to try and fix the prob-eg go back under the Credit Limit in blind panic-
  15. HI scrapper! If all of the financial transactions/purchases occured on my account prior to March 2006- Is the a/c SB'eD!
  16. Yes they are supposed to be regulated by the CCA74- COBS/BCOBS AND THE PROTECTION FROM HARASSMENT ACT .1997/ MALIC. COMMS ACT 1998- PHONE CALLS ETC
  17. Thanks Vint! Helpful! Good site this!
  18. Excellent stuff boys! Love the dry humour! Is a consultancy fee of €40/hr to much too ask! Hehe! BRITAIN'S GOT TALENT-Yanks!!
  19. If the DN arrives with a demand for full payment in the same envelope-both letters dated 5th march 2012-is this legal?
  20. Doris! Read the Clydesdale case on here! It is excellent!
×
×
  • Create New...