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awesomejudy

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Everything posted by awesomejudy

  1. What is the value of the claim? £235.00 Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? Credit card When did you enter into the original agreement before or after 2007? after Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. assigned Were you aware the account had been assigned – did you receive a Notice of Assignment? no Did you receive a Default Notice from the original creditor? yes Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? no Why did you cease payments? couldent afford and personal circs What was the date of your last payment? 2013 Was there a dispute with the original creditor that remains unresolved no
  2. ok found it i just look and found the claim was for 428 dont know where I got 800 from but at the time my head was all over the place as i had just lost my mum so will scan it now
  3. Dx I dont know what im supposed to do we are told to ignore debt collectors which i did but i didn't ignore court I have no idea what a cca or cpr is sorry
  4. Dx The answer is no to all. the orig debt was a credit card with a 200 limit but when the court forms came it has jumped up to nealy 800 with sol and court fees on my response to court I admitted the orig card limit and court fees but not sol fees they wrote and said they would accept 235 which included the court fees to be paid at 5 pounds per month and they would go back to court in 14 days to ask them to confirm they also asked me to contact them do I do this?
  5. that is what I offered to court 5 a week the debt was for 800 and i admitted 235 that was including court fees which they now accept so they said they will accept 235 at 5 a week.Sorry to be a pest whats a Tomlin Order?and how do I get one ?
  6. thankyou i have contacted them was stayed but they still have nothing from MC but im sure they will within the 14 days as this is what they said they will do
  7. I did ring the court and was told by them it had been set aside as I had replied to the court forms but they failed to respond within a specific time (they being cabot) is what I was told so the judge had set it aside I was also told that the judge would need a very good reason for them to put it back in front of him. I have rec another letter today saying they are going to apply to the court to enter judgement because i failed to respond to mc letter . Do I contact Mortimer clarke or not? I contacted courts again there is now no record of that case
  8. no have nothing in writing from court i contacted them by telephone in feb when they informed me it had been set aside and no i have had no cotact with either cabot or mortimers only the court if i go on to the court site with the orig court docs it tells it it no longer exists I was told by the court the reason it was set aside was because they had failed to respond to my response in due time so the judge had set it aside she also said they would need a very good reason to bring it back before the judge
  9. Because i rec a county court claim if you read my post it was set aside now rec the letter I posted I RESPONDED TO THE COUNTY COURT NOT CABOT
  10. back in jan I received a cc claim from Cabot for a debt I had with Capital One i responded to the claim i did the income expenditure and admitted the 235 debt i owed but disputed the added solicitors fees etc .I contacted the court to see what was happening and was told the judgement had been set aside. Today nearly 6 months later I rec a letter from Mortimer clarke , which reads as follows we refer to the admission form filed in response to the claim form our client has considered your admission very carefully and is prepared to accept your part admission of 235 , from the figures provided however your total monthly income is 100 and expenditure is 100 as your expenditure is the same as your income they indicate that you may not be able to afford your proposed offer of payment of 5 pounds please confirm how you will be able to afford the propose offer in light of the above. if we do not receive a response within 14 days we are instructed to accept your offer and make an application to the court to enter judgement for the admitted amount payable by your proposed monthly installment of 5 pounds . alternatively if you confirm within 14 days that the offer is not affordable and sustainable by you we will refer this matter to our client for further instructions .if judgement is granted by the court we will write to you again with the judgement terms and ask you for further details of your financial circumstances so we can review if affordable for you any thought help advice please??
  11. Jane i got the same email Information about your loan Dear Mrs xxxxxx As we look to improve our technology, we're moving to a new operating system. Your loan will not be moved to this system and, as a result, your outstanding balance has been closed. You do not need to make any further payments. We recommend you contact your bank to cancel any payment instructions, such as Standing Orders. Any amount that you repay to us from 26/11/2014 will be refunded to you. Thank you for being a Wonga customer. If you have any questions please call us on xxxxxxxxx. Best wishes, Customer Care wonga.com If you are in a position of Bankruptcy, you have entered into an Individual Voluntary Arrangement (IVA) or your debt is being managed through a Debt Management Company, you'll need to inform the person managing your debt that you no longer owe this money
  12. so can you tell me where I can find these please? the statues they refer to?
  13. its such a farse they tell you not to make any more payments so my hubby mailed them back and asked them to cancel cpa as payment was due on 15th rec you have been affected email on the 10th .they took payment anyway then came back as of today to say they cancelled cpa bit late was last payment they then send email saying you cancelled cpa and didn't pay but they took the payment have now given hem 24 hours to resolve before we seek legal action and fca its such a nightmare
  14. my husband who has been paying wonga 220 a month for the last 9 months final payment this month rec a letter yesterday saying debt was to be wiped bit late i however am over 80 days late and i have not rec anything from them i am confused any help?
  15. Just wondered if anyone had seen provident had now joined the payday loan bandwagon as satsuma they claim to be a new type of loan hahah
  16. awesomejudy

    Hsbc

    Hi not really sure where to start long story with a few issues in regards to HSBC hubbys account with HSBC who were taking nearly sometimes all his wages in charges (did try claiming back) also had a credit card and loan with them I have both copies of agreement (theirs and ours)and PPI which we were unaweare of now because they were taking all the charges payment of loan and cards became difficult and they took it straight to court they did this in northhampton and when straight for a charging order on the property .This was given now i cannot recall any letters apart from the charging order from the courts(or we would have disputed) but the final charging order was then heard in our local courts which we disputed only to be told by the judge that they couldent really do anything but give it as the order was already made in northhampton.I want to challenge them through the courts on both the charging order and the unfairness of what they have done can anyone offer any advice please.
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