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About persha

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  1. Hi - that is correct, if there is dishonesty or fraud. Have got papers from the 3rd NWNF company and they have stated a success fee of 25% and the ATE insurance will be £330. There is no mention of taking an additional 35% They have given examples of their fees and they say they will never take more than 35% as well as the ATE insurance premium. Damages we have recovered for you Our success fee Example costs recovered from the other side Amount of success fee Net amount of damages Example ATE premium
  2. Hi - below is the fact sheet they have given us about the ATE insurance. Alos have ndouble checked all our insurances and definitely no legal cover with any of them: What is this? Fact Sheet Legal Expenses Insurance - After the Event (ATE) Legal expenses insurance is designed to cover you for your legal costs of making a personal injury claim. As it is a policy of insurance that you took out after your accident it covers you for any disbursements that we pay out on your behalf (but not our fees) and all of the other side’s legal costs.
  3. Have had advice from a couple of NWNF companies and have also received quite a few documents/agreements which we are waiting to sign, just deciding on the best one. The only hiccup we have is that because we don't have legal insurance they are wanting us to take out an legal expenses insurance policy which so far (from 2 companies) is 35% and 37.5% along with the 25% success fee. The companies so far who have sent agreedments are [removed] and [removed]. [removed] seem the ones to go with, legal insurance is 35% and they have stated 25% success fee in their agreeme
  4. Thank you so much everyone for all the advice. Will definitely use and won't go in "blind". Will keep you posted.
  5. Wow thanks everyone for the advice, really helpful. To answer your questions, no he is not in a union and he has actually left the company and in another job which he is struggling with because of his injury, could not even open a jar of olives for me this evening??? The trolley he had to lift had motorcar wheel rims for respraying so was very heavy as the rims are solid. If we did do the NWNF what would be a reasonable percentage for them to take as we are aware that they do take a percentage if we win.
  6. Hi not sure if its possible to get advice on the following, but have used this website for debt issues over the years and advice has been invaluable, so hoping we can get some more advice re an injury claim. My hubby has popped and torn the ligaments and bicep in his right arm, this happened when he was at work (new job) he had to lift a very heavy trolley full of solid wheel rims over a lip to get them into the spray booth for painting. When it happened he was in agony of course and when he told the boss he was struggling to get the trolleys over and maybe installing some sort of
  7. Hi and HELP PLEASE!! We had a liability order taken out on our previous property (when we were in it) for council tax arrears in 2005 and 2007. We were paying off when we were in the house but things happened, my mother passed away suddenly in Zimbabwe, we had to move house as owner was selling, a few new medical problems presented themselves and we somehow did not carry on paying. Did not hear from Croydon Council for many years (2013 nearly 7 years since we had moved out of the previous property), again started paying off but then had to change j
  8. Hi - she does not know how to have a look at her credit file so will show her as I think that should give us an idea of what is going on. She is bringing me her file so will have a look see what she has and has not got. I also think a SAR is in order. Is there a different one for IVA companies. If they have been dodgy is there anyway we can get it sorted beside sending details to FOS or Trading Standards. She has received a letter from them recently after insisting that they write to her as I think see feels very intimidated when they speak
  9. My sister took out an IVA a while back with a company called KINGSTON DEBT SOLUTIONS they contacted her she told me about it the other day (first time I heard about it) and I am a bit sceptical about what they have been up to. Hence email to CAG which is an amazing forum and has helped save thousands over the years. 1) They applied for a PPI refund with some of her credit cards but did not inform her or give her the refund, they kept it all. Is this usual practice for IVA's and if they did keep it surely it would go towards paying her debts.
  10. Hi - have just received a phonecall and then a letter from BCW re a loan from Barclays. Story is took loan about 7 years ago paid regularly till a couple of years ago and then due to financial problems agreed a reduced payment plan (if we continued paying original amount loan would be finished by now), loan has been paid its just the interest we are paying off. Spoke to Barclays to find out why BCW are contacting us as they are still taking money out every month, last payment was on 20/05/14 only to be told that due to payment not being on time in Feb they have ha
  11. Hi - just seen your thread and its looks I am in same position with a car sale also about 2004. Could you let me know what paperwork you sent them to start the claim. It was when we were desperate for a car and the sales guy told us we could only get the car if we took out PPI which of course we now know is rubbish. It still makes me mad as we had just arrived in the country had young children and it took about £50 our salary every month to pay for something we did not need. Any help would be greatly appreciated. Sharon my thread is here please reply there ht
  12. Hi - the first and last PPI i took out was with Yes car credit some +/-8 years ago, they really conned me and being new in the country and not knowing my rights said yes, I got the speech "if you don't take out PPI you cannot get the car". Anyway can I still claim, I do have copies of my documents that are scanned on my computer, if yes who do I write, is it the same address? Hopefully someone can help me again - have been a member of CAG which has saved me thousands over the years. Sharon
  13. Hi - thanks for that. Do you hve any idea as to why he has not put an ID number in that bit of the ticket. He has signed it and put his name where it says operative. I thought you had to have an id number etc for issue tickets or is that only for council fines?
  14. Hi - my hubby was issued a ticket by Parking Control Management for parking on a private road. Is there anyway we can appeal? We have lived in the area for 6 years now and have on occasion used the road for parking - there is also a Quick Fit on the otherside of the road so they must use the parking at some stage. There are no markings for parking bays and there was another car parked there. There is a sign that says private road and no parking with out a permit but is not very clear when you are turning left into the road as the curb is sort of pointed
  15. Hi - thanks everyone - that was quick!!! I did use a paying debt company but it was some 6 years ago. They cannot prove the debt as this has been going on for a few years and everytime I ask for a copy nothing arrives and they do not take any further action. Was just a bit concerned about them looking at my credit file as their letter states that they have been contacted by Credit Call under the Principals of Reciprocity and something to do with outbound action, so was a bit worried as to why they should still be chasing me although they have never taken action and are aware of the debt man
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