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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

kfdh1962

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Everything posted by kfdh1962

  1. kfdh1962
    i take it this means the current creditor penfold... if the OC has sol dthe dbt to a DCA, and the DCA ha sregistered the default (as in my case with capquest) i assume it is the DCA (current creditor) who we take action against?
  2. kfdh1962
    wanted dead or alive... bon jovi
  3. kfdh1962
    you should withhold any further payments until they provide you with a true copy of a fully executed CCA
  4. kfdh1962
    These Boots are Made For Walking- Nancy Sinatra
  5. kfdh1962
    Im On my Way... Dean Parish
  6. kfdh1962
    hI SF, YOU HELP AND ADVICE HAS BEEN A GREAT HELP TO ME PESRSONALLY AND MANY OTHERS ON HERE.. I WISH YOU ALL THE VERY BEST IN YOUR NEW VENTURE XX KEV
  7. kfdh1962
    My way.. Frank Sinatra
  8. kfdh1962
    FIRE.. the crazy world of arthur brown
  9. kfdh1962
    light my fire... the doors
  10. kfdh1962
    red light spells danger.. billy ocean
  11. kfdh1962
    thats life... frank sinatra
  12. kfdh1962
    GOOD thing going... sugar minott
  13. kfdh1962
    if you have access to your account online then you could use that to create your schedule of charges that you are claiming... as else said, you can ask, but always good to know you are asking for the right amount;) r
  14. kfdh1962
    my pleasure.... take a look reading around the site and read the FAQ's.... read as many thread as you can on the specific issues and problems you have... and post any questions .. you will find lots of support and great advice on here
  15. kfdh1962
    Hi Mandy, hello... and welcome to the site....
  16. kfdh1962
    well done SG....as all the others have said... you fought you corner and got an outcome you are comfortable with... a result in anyones book... WTG!!
  17. kfdh1962
    too right... just pay sky directly as you say.... they were fine with that when i did it... as you said earlier ..its surprising just how quickly sky pass it on though
  18. kfdh1962
    my sentiments exactly steven.... kev..
  19. kfdh1962
    the FSA have already publicly criticsed lloyds for this .. but as usual took no action
  20. kfdh1962
    i never checked it out but i had the feeling they were an in-house across the corridor type set up...
  21. kfdh1962
    Hi DG, i dont believe the fact that a ccj was issued in 2004 should prevent you from claiming your charges back to 2000.... i take it from your post you already have full details of all th echarges levied against you?...if not the send of the SAR... if you already have them the send of your prelimanrry request fro payment with the schedule of charegs for which you are claiming...
  22. kfdh1962
    had the same in the past from sky...paid the outsanding bill also to sky directly...
  23. kfdh1962
    just incredible arent they... go get em mr ton:D
  24. kfdh1962
    they did it to me too... started with £392 overdrawn .. all charges.... set up an arrangement ..made payments as agreed then they started to reduce the overdraft limit below my balance each time i paid!!! hence a further £400 plus in charges over the last few months.. i have been paying £120 per month since august without fail and i'm still £396 overdrawn, with no other actvity on the account!!!
  25. kfdh1962
    Hi Alison, yes there is a new charges regime, i think they brought it in in decemeber, and its even more punitive than before.. they now call it an unplanned overdraft charges, and they will charge you on a sliding scale depending on the size of your unplanned o/d...anything from £5 per day to £25 per day for up to ten days in any month...so potentially they could charge £250 per month... and yes.claim back as previosuly

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