Hi 082 Stewie To upload make sure you photocopie the original then use that to scan use pritstick and some paper to cover your details , if I can use photobucket anyone can good luck cheers T99

Hello all Another letter today from RMA " Barclaycard has agreed to accept a settlement of your current outstanding debt of £xxxxx YOU MUST CALL WITHIN 5 DAYS TO DISCUSS REPAYMENT ON XXXXX OR ALTERNATIVELY EMAIL Barclays [email protected] a negotiator is waiting to help you now Failure to pay the agreed amount within the agreed time frame will render this agreement null and void. The outstanding balance will then be due and payable in full immediately" Well its nice of them to offer a settlement but how do i know what that is :-? i must call to discuss repayment . Having sent them copies of letters to say account in dispute they are still going after my blood . Think I shall write again to say get stuffed:roll: noomill060 thanks for your offer with the interest Slick has very kindly sorted it out with me . Slick I have all the Data I need back from B/C what a waste of trees , just hope they send my Additions a/c and Loan A/c soon and havent got confused with what I need have checked my records and yes I have put the right a/c numbers and a/c names on the SAR request,s . Thanks for looking in cheers Tonks

Hello all Today out of the blue I received another load of statements for this account dont know what Ive done to deserve that havent asked for them again Maybe they got confused:? as i have sent a SAR for my Additions account and also for my Loan account , I sent seperately for both as back in April I sent a SAR to Barclays for all three accounts and only got back details for the C/C account , have just checked my copies and yes I have put the correct account numbers on each SAR Thanks for looking in Tonks

Hello Slick Thanks for that ,all after me now every day another letter good job I have CAG to support me .hope your well Tonks

Hello all Update with this one MBNA have now sold this to Equidebt Have had a letter today to say "This letter is formal confirmation of the assignment on xx August to Equidebt Ltd This means that E/D has bought the right to collect this debt All enquires or correspondence about this account should be directed, in future to E/D Failure to respond will result in one of our debt collectors contacting you " Well what next folks Thanks for looking in T99

Hello all Update for this one Had a letter today from Westcot Credit Services Ltd Notice of Debt Collection on behalf of Barclays " To avoid further action you must either Pay the debt in full:eek: or alternatively contact our office recovery dept ensuring that you quote your Westcot ref no , it will assist our Debt Counsellors so thats what their calling them now:rolleyes: Failure to make the above action by xx sept MAY result in recovery via the following methods Westcot May instruct their Solicitors this May result in a jugdement decree being recorded against you. A debt collector May be instructed to visit your home and collect the debt personally." Am going to write and tell them I have Sent a SAR to Barclays and im waiting for the info to be returned they are on 23 days and counting Thanks for looking in Cheers T99:-)

Hi Chris Still with you:) at least you have got some where and BG have to listen to you and hopefully you can get rid of all this grief ,hats off to you. Keep at them they will have to give in if you dont:p looking forward to the next installment . Maybe The Mail on Sunday would help when I go in for the KILL I just need the next months statements and then like for like year on year so far looking good for me will keep you updated Take care Cheers Tonka 99

Hello all Update on this one Had a yellow card from Allied International Credit (uk) Ltd Our client has informed us that under their terms & conditions, as formal demand has been made , payment of full outstanding balance must be made Immediately. Well Triton Credit Services have been having a go with this one and I wrote to them and also sent a Personal Budget Sheet for the three accounts I have with RBS offering them £5.00 per month per account , have heard nothing back ,then the card from AIC well have just written this letter to them . Thank you for your card Would you please send me full details of the account in dispute as on your card there is no account number, proof that you have the authority to collect the debt (deed of transfer) Copy of the executed credit agreement and copies of any documents referred to therein. Full details of any charges that have been added to the account if or when your Company took over the the Aurthorisation to collect the debt. A copy of your Complaints Procedure. I add finally that I am in no postion to consider acknowledging either the stated debt or your Aurthorisation to collect said debt untill all of the above requests have been met in full and received by myself within the statutory timeframes. Yours Faithfully Tonka Thanks for looking in T99

Hello all Update on this one Had letter yesterday from Power to Contact We have been instructed by are client to VISIT YOUR ADDRESS TO COLLECT THE ABOVE DEBT:eek: You have MADE this action necessary as you have ignored all their requsts to contact them and you failed to pay your account. Our visits take place within the following hours Mon -Fri 9am-8pm Sat 9am -12 noon Should you wish to avoid this action you must contact our instructing agent with in 72 hours of receipt of this letter Credit Solutions Ltd . Now I have written to CS to say that SAR has been sent to Barclays and also advised them that I shall be claiming charges on this account also said dont call me writting only . Will have to send copies to P2C THANKS FOR LOOKING T99

Hello Fred Been keeping a close eye on your Thread as we are both at the same place , well I think im a bit ahead of you , had a call today from Jane who demanded to talk to Tonka well she is not in soz Jane , "well she Tonka will be paid a visit as this is getting ridiculous" dont ya just luv em:lol: Cheers T99

Hello Slick My router has been broken only got sent a new one today im sure glad to be back on c.a.g hope your ok In my reply to them i have made it clear no agreement no dosh to them any way . Spreadsheets and the likes are on the list thanks for your help Tonks

Hello all Update Have now got a Company called RMA demanding payment in full Received a letter from RMA saying : Dear sir/madam we act as agents for B/C who have informed us that you have not complied with the Default Notice recently sent to you . the balance above is now due in FULL and B/C DEMANDS that you pay the amount IMMEDIATLY. I have today received a post card saying we will be calling on Sat between 9am _1pm if inconvenient please telephone xxxxx. Have written to RMA saying B/C have not yet produced an enforcable agreement and the account is clearly still in dispute also enclosed copys of letters to B/C and Mercers for them to see . My B/C file is getting very FAT:wink: Thanks for looking in T99

Hello Slick Having just reread the letter from Barclays it states that they will no longer accept any further communication from me also they have added a £25.00 referral fee to my balance:eek: Think i will Sar Barclays and send Credit solutions a copy they have been calling here a lot today . I have been busy doing the accounts for the dreaded VAT:( gone off today with accountant . will get on the case asap hope your well Cheers Tonk,s:)

Hello all Update Had letter today from our freinds at Chester Towers . At least one of your c/c issued by MBNA has been scheduled to be written off as a bad debt this month . As a final attempt to demonstrate our good faith to resolve this debt MBNA is offing you the opportunatiy to save 60% by settling your account We only have untill the end of the month to do so . Now I have three c/c with these and on the letter they have only got two account numbers , if we go back to post 10# they sent me the same sort of letter maybe they have already written of one ? Thanks for looking in Cheers T99

Hello Transparentspoon Have received a letter back from AIC " I can confirm that AIC have provided details of all Data held against the above case number to Lloys TSB , who as the Data Controller, will provide you with this information within the prescribed time frame, together with any additional information which they may hold. As AIC are not the Data Controller we will not be charging you the £10.00 fee, we are therefore arranging to refund this amount under seperate cover . AIC also acknowledge that you requested a copy of your Agreement, which we will be sending under seperate cover." Well its keeping them busy if nothing else , I know that the PPI was missold and that should be enough to pay off the arrears so we can hopefully get back on line with it . Thanks for your support Cheers T99

Bump:)

Hello all Update on this one Sale of Debt 29th August Your Buisness Card A/c will be sold to external collectors on Friday the 29th August . After your account is sold MBNA will no longer be able to assist you by means of freezing fees and charges to your account. To prevent the above action you can call me direct on xxxxx with a debit or credit card payment of £xxx I CAN ASSIST YOU WITH A REDUCED PAYMENT PLAN SUPRESSING ALL INTEREST AND FEES MINIMUM PAYMENT REQUIRED £XXX PER MONTH. Sent CCA and SAR both of which have not been returned back in April. What is my next move please Thanks for looking in T99

Hello all Another new Tread Barclays are after more of my blood:eek: Have had this account for about ten or so years had a overdraft for £500.00 which has gone a bit over they have now instructed Credit Solutions Ltd to collect , back in April sent a SAR to Barclays which included my B/C account and my Loan account and this one have heard nothing back re Loan or this account only statements for B/C, so Monday i shall be off to the Post Office yet again for a £10.00 P/O to send to Credit Solutions as over the years a few charges have been made im sure . Will keep you updated Thanks for looking in Cheers T99

Hello Have sent Allied International Credit Ltd CCA and SAR requests will wait to see if any thing comes back . Seems that all Banks are only sending back info for one account even if all account numbers have been added to SAR tight Thanks for looking in T99

Hello Slick Thanks for that will be on it now . How are things I have been soooooooo busy :)am really tired and watching the O/Games Dressage half the night didnt help, nevermind its the cross country tonight 8) cheers T99

Hello all Have just received a Default Notice from BC/Loan . I sent a SAR back in April to B/C i know they received it as i had all my statements back for my B/Card from the same date I also have a current Additions account with them , which was also included in the SAR nothing returned from that one either should i resend with another postal order or write to say where is my other Data Thanks for looking in T99

Hello all Update Have sent letter along the lines that Transparentspoon had kindly helped me with thanks:) Had reply the Ref no on the letter does not agree with the one we have for the loan I note from your letter you are requesting a copy of the original agreement. We are happy to request this for you (thats big of them)however there is a fee payable . no mention of the deed of transfer is there a fee for this Thanks for looking in T99

Hello all Udate Sent Equidebt Ltd a CCA request they are now 20 days and counting , have received a Default Notice from them if I didnt pay all the arrears by the 6th of August they will record a default on my credit file Shall I just wait until the 12+30 days are up My Credit File must be several pages long by now:eek: Thanks for looking in T99

Hello all Update Sent letter to Capquest as in above post kindly given by Slick Had letter back from them dated 23rd July We have requested a copy of the agreement and statements from our client, these will be forwarded to you as soon as we receive them. Next day had another letter dated 24th July I write in response to your letter the contents have been noted. Unfortunately I am unable to comment on the dispute you have raised as this was prior to our involement and at the time the account was passed to us we were unaware of any existing querry. THEREFORE WE ARE CLOSING THE ACCOUNT ON OUR SYSTEM. Thank you for taking the time in trying to resolve this matter. Next day another letter Further to recent contact with our office and your request for further information in relation to the above account, we would confirm that your account is now on hold for 28 days whilst we obtain the information required. If you have any proof of payments or correspondence that would assist with your query, please forward these documents with a brief covering letter, to our Collections Administration department so that we can resolve this matter as soon as possible. Thanks for looking in T99

Hi all Has anyone heard of had any dealings with ALLIED INTERNATIONAL CREDIT (UK) LTD Anderston House 389 ArgyleStreet Glasgow WARNING! Case no xxxx received a yellow card today : Our Client has informed us that under their terms and conditions,full payment must be made immediately on this account. now i dont know which account they are talking about as they havent put any AC No on the card Should i write and request to know which account they would like me to pay immediately :o, and also say that im still waiting for my SAR on both accounts or should i just file it Thanks for stopping by Cheers T99