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Ell-enn

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Everything posted by Ell-enn

  1. You can attach it to your post. Use the "choose files" option in blue text at the bottom of the post.
  2. If the house is being marketed by 3 agents then yes, put all 3 in - I assume they all have pictures and details of your property? I'm happy to check the budget sheet - do you have the proof of your income to go with the budget sheet?
  3. It will be your partner who has to speak to them and in the hearing too, as it's his mortgage
  4. You'll fine remember to ask at the court if you can see a duty legal adviser - they can accompany you into the hearing and support your case.
  5. Yep not long to go now - it'll soon be over and you can get back to normal life
  6. Don't duplicate anything. The estate agent's info is covered by number 2. You could attach the fit note to the doctor's letter under number 1. Leave everything else as it is please. Take any other documents with you to the court on the day of the hearing. Request a Wednesday hearing and make sure you get there early so you can ask the duty legal adviser to accompany you into the hearing,
  7. Yes it does matter what order the documents are numbered as they are referred to in the statement in order - have you read it ? You've asked "And should I include all attachments that were included with that letter, even though those documents are already included with the application?" - what documents already included? The only attachments I have listed for the statement are: 1. Doctor's letter 2. Copy of letter that you sent to the Claimant - 1 page! 3. Details of estate agent - proof of property being advertised for sale 4. Budget sheet showing future income. Please don't start adding a load of documents - this will make the application too long for the judge to read - it needs to be concise and to the point .
  8. Affixed is the updated statement to reflect the letter you sent to them being attached. You will now need to renumber all your attachments. Cadbury Statement for N244.doc
  9. Yes you can attach the letter to the N244 pack - I will update the statement in the morning.
  10. Can you please explain to me exactly why you won't contact Shelter, you keep ignoring that question
  11. There isn't one single person on this forum who is trying to cause you distress, of that I can assure you! if some people are telling you the truth and it's not what you want to hear then I'm not going to apologise for that. I think you know exactly what the position is but can't accept it - you want everyone to tell you it's going to be ok when none of us can guarantee that. If you insult a team member one more time you will be on your own with this. I'm very close to losing patience with you
  12. I think the stress of your situation is making you irrational. None of the above scenarios you have asked about are relevant to your case in any way. I understand that you want to find things to try and give your case substance but you have to face the reality of your situation. Trying to get a judge to consider any of the things you have researched and mentioned above will only damage your case, not help it.
  13. I know the situation must be extremely stressful, but try not to think about any outcome other than success :). chin up, it will soon be over.
  14. If the eviction is suspended then the situation will be that possession is suspended. There should be no problem selling the property with a suspended possession order in place - the money from the sale will pay off the mortgage in the normal way. A case can be adjourned to be heard at a later date if the judge wants more information but it wouldn't be for a 12 months, unless payments were being made during that time. However, a suspended possession order stays until the arrears are cleared and even then you have to apply to the court to have it removed, but the lender also has to agree. You're not doing yourself any favours by searching round the internet trying to find a case that fits what you want to achieve. You need to remember that you aren't able to offer any monthly payments - this makes your case different. Stop trying to make it fit into other cases you think are the same. I don't know what the judge will decide - in the 300 or so cases I've dealt with I've never sent a case to court where someone hasn't any money to pay and can't say when they'll be able to do so - so I can't answer any of your questions about what I think the judge will decide, because I just don't know. All I can do is advise you and give you a statement which may give you the best chance. If you'd just take the advice I've been giving you about contacting Shelter to see if they can get you some representation in court then it might strengthen your case. For the life of me I can't understand why you won't do that.
  15. If you've paid the fee for a hearing, then you'll get a hearing - a judge will want to see both sides to make a decision. You shouldn't torture yourself reading all these possible scenarios. You can make payments going forward - it'll be OK
  16. I would imagine that cases suspended for that period time would be when monthly payments can be made. You should stop reading all these possible scenarios, you can only put your case forward and hope for the best outcome. When you post the application make sure you do it by Special Delivery, not recorded, that way they have to physically sign for it before 1pm next day.
  17. I'll be off line till later this evening as I have to go out, but I'll catch up with any of your posts when I get back
  18. ok, by the time the court calls you back they will probably have had their request for an eviction warrant,
  19. £50 would probably be acceptable as we're asking for the Norgan case law to be taken into consideration (spreading arrears over a long period of mortgage) and at that rate would take between 8 & 9 years to pay off. You say you have 37 years left on the mortgage - is that correct? that's a long term for a mortgage......................
  20. Hi, yes, when the court phone back ask them if they have received an application from Britannia for an eviction order, if they have got one the fee will be less. What did the letters you received today say ?
  21. I have listed the documents you need above (numbered 1 - 3), you could add your proof of income form to the back of the budget sheet and number it 3 also. I have put in your statement that you are requesting a period of 6 months to sell the property - whether or not the judge will agree is another matter. I have affixed the statement to go with the N244 form, you need to read through it carefully, fill in the details at the top where there are XXX's - that information will be on the repossession info from the court when you got the suspended order - or if you wait for the eviction notice to arrive it will all be on there - then read through the paragraphs and fill in the estate agent's name where there are brackets and then further down the statement where there are XX's for the amount you want to offer towards the arrears. Please do not start fiddling about and adding all sorts to the statement - it needs to be on one page only or the judge will simply get tired of reading loads of text. You will only have 10 minutes in the hearing to get across what you want to achieve so we don't need the judge only reading half of it. Assemble the pack for court as follows: N244 form - completed and signed Doctors letter - Numbered 1 Estate Agents details - Numbered 2 Budget sheet with future income and proof of normal income - Numbered 3 Ensure it is stapled securely together so it doesn't come apart - you should take a copy of the whole pack for yourself so you can take it with you to the hearing for reference. Cadbury Statement for N244.doc
  22. To be completely frank - I think you'll be extremely lucky to achieve what you want - I've never known a judge to allow someone to pay virtually nothing for 6 months while a property sells - but what else can you do but ask? All I an do is help you with the N244 application, I can't predict what the judge will do in your situation. There's no point in me telling you everything will be OK because I just don't know. I cannot stress strongly enough that you should contact Shelter to see if they can get you some legal representation in court. I'll be back on line in the morning, lets see if the court reply to your email and take it from there
  23. Are you saying £10 a month until you are working? but you can't give a date when you will be back at work I doubt that would be acceptable but I guess if that's all you can do, you can put it to the judge.
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