OFT continually turn a blind eye to what is going on Plenty of empty threats but precious little in the way of action

hahahahahahaha Must be some staff turnover at those losers

anyone encountered this team of supermen/women? "Tracewatch" collects the uncollectable "Tracewatch" collects the uncollectable Accounts that have been passed through a number of DCAs who have failed to obtain a successful collection result are often passed back to the client who may then write the debt off. This is obviously a sub-optimal solution but in many cases, the only option left to the client. Most of these accounts consist of gone-away cases where traditional trace related activities have failed to generate any positive result. However, our experience suggests that over a longer period of time than is normally associated with the traditional collection cycle, these debtors can surface again. As such, we have found that they may become vulnerable to a range of advanced tracing techniques performed over a longer period of time. In response to this, Debt Managers, in association with a number of its major clients, has developed a proven methodology and collection process that delivers positive collection results on portfolios of previously uncollectible debt. We have called this collection product "Tracewatch". Several of our major clients have passed us portfolios of accounts that had been through the collections process with a number of different DCAs, which they were going to write-off as bad debt. We load these accounts onto our debt recovery system where they begin to flow through our “Tracewatch” strategy. This strategy relies on a range of tracing techniques performed at regular intervals over a long period of time. We discuss this period of time with the client, but it is typically months, even years. In many cases, debtors that have not responded to tracing activities in the past will resurface at other addresses as they attempt to gain credit, loan or a mortgage. Our experience shows that the “Tracewatch” process is able to locate and identify these debtors. Once we have made contact with the debtor we are able to place them on a normal collection strategy and negotiate settlements or payments. "Tracewatch" is proven to deliver outstanding results on previously uncollectible debt. that's put me right off me dinner

ask Bryan Carter or Cohen's;) they specialise in low life behaviour

that and a good bucket of slappy cow dung to throw over him as well of course

just got a letter in "demanding payment" for a citi unlawfully rescinded account it's going straight back to them I love this game!!

one month following the last payment or written acknowledgment of the debt nothing to do with defaults on credit files-but they would like you to think that it was!!

don't hold your breath waiting for the OFT to do anything

you don't have to be a retard to work for a DCA,but it is desirable! the only job that is lower down on the social scale than Traffic Wardens social pariahs and unclean outcasts

you go through 3 stages in this game-or at least I have found this to be true 1.terror when the threats start rolling in 2.find debt section on CAG and start tackling them at their own game 3.total out and out boredom at their puerile rantings that it doesn't even register on the give-a-toss-ometer any more

get a big ugly dog

apparently the lawyers are trying to shut the facebook page down

apparently the lawyers are attempting to get the facebook page closed down read it while you can folks!!

watch this video before it gets taken down as well as the previous ones http://www.youtube.com/watch?v=mVrWXAiKS_s&hl=en_GB&fs=1&

the case in video http://www.youtube.com/watch?v=mVrWXAiKS_s&hl=en_GB&fs=1& watch it before it gets taken down like all the other ones have been

I apologise in advance for posting this here,but the powers that be are engaged in a cover up of the most shocking scandal involving the sexual abuse of a young girl with Down's Syndrome by people in positions of power in Aberdeen,and the police attempts to cover it up http://www.consumeractiongroup.co.uk/forum/campaign/247980-hollie-greig-aberdeen-sexual.html#post2776933 if you are on facebook,there is a fast growing group about this [url=http://www.consumeractiongroup.co.uk/forum/campaign/247980-hollie-greig-aberdeen-sexual.html#post2776933][/url]http://www.facebook.com/group.php?v=wall&gid=310572835068 please make this known around the web-you won't hear about this on the BBC news,as thy have been gagged

Old Holborn: Hollie Greig "Right I'm going out on a limb here. I am hearing some very unpleasant things about Grampian Police and certain sectors of the Law in Scotland. Nothing unusual there, you say, the bastards are riddled with freemasons and rapists but this one is unusual It concerns the allegations that certain named individuals have been using a Downs Syndrome child "for their amusement" and a desperate attempt is being made to cover it up by various members of the Judiciary in Scotland. She has since been awarded £13K in compensation, forced to flee the country and no one has been charged. Journalist Robert Green went to find out what was going on last Friday and was promptly arrested. His house has been raided whilst he is locked up and his computer "removed". Journalist & Broadcaster Robert Green was arrested by Grampian Police on Friday. Scotland's Crown Office are said to be heavily involved in the arrest in Aberdeen on Friday of the well known England based journalist & broadcaster Robert Green, who travelled to the Grampian area late Thursday to attend a public protest against the lack of action by Scotland’s law enforcement agencies to prosecute identified individuals in an Aberdeen based paedophile gang, names which include key members of Scotland’s legal establishment and even a local Sheriff, who stand accused of serial abuse of disabled victims, including downs syndrome girl, Hollie Greig. Grampian Police arrested journalist on ‘breach of the peace’. Grampian Police apparently swooped on Mr Green before he was even able to attend Friday’s planned protest, taking him into custody earlier in the morning on a charge of breach of the peace, which Mr Green had been detained on, until his appearance tomorrow (Monday) at Aberdeen Sheriff court, where ironically, Mr Green will be taken before a colleague of a Sheriff who was identified by one of the abuse victims as being an alleged member of the paedophile gang at the centre of the case, who are accused of abusing disabled victims & also passing vulnerable children around their ranks.' In view of the noise still being made about Dunblane and "operation Ore" (which identified many paedophiles in public office, none yet prosecuted), we could be watching something very unpleasant indeed. A D notice has been slapped on any reporting"

aplogies for length of post,but this is important if you are on facebook- We won't allow the state to coverup the Hollie Greig paedophile scandal | Facebook "In the October 2009 print edition of the UK Column, we reported in our article “BBC Hides Truth of Girl’s Sexual Abuse Ordeal” the shocking ordeal of [a girl with Down's Syndrome], Hollie Greig, who was horribly abused by an Aberdeen paedophile ring, over a period of ten years. After investigating and planning a documentary, the BBC abruptly dropped the case, despite admitting that Hollie was a reliable and accurate witness. It is important to stress that both the police and qualified medical experts have described Hollie as a competent and entirely honest witness. From the age of just six, Hollie was repeatedly sexually abused by her father, Denis Charles Mackie. Later, Mackie began sharing his daughter with a gang of paedophile “swingers” that has been operating in Aberdeen for many years. The identities of a further seven child victims are already known. There is no question that the gang are well-connected, efficiently organised and totally ruthless. Our frightening story is that they are protected by individuals of “high standing” within the Scottish establishment. In 2000, after 14 years of terrified silence, Hollie eventually told her mother, Anne, about the abuses. Formal statements were made to Grampian Police, providing all the horrifying details and the names of the abusers. They included a senior Scottish Sheriff, a policeman, social workers, a nurse, a solicitor, an accountant, a fire officer, married couples and others. Some of the rapes were carried out at the homes of these individuals, including that of the Sheriff’s sister. Other children were sometimes involved, including children of the paedophiles themselves. The latest chapters in this astonishing and horrifying story about Hollie, and the seven other abused children, have taken place over the past few weeks. The key issues are a continued refusal by Grampian police to fully investigate the overwhelming evidence for the paedophile rapes, and a wall of silence by the Scottish establishment. Whilst there has been some general Scottish media coverage, notably in The Firm and the Aberdeen Press and Journal, the media has been largely silent on what must be one of Scotlands worst top level paedophile scandles. A key figure in the press silence is the Lord Advocate, in her former role as Procurator Fiscal in Aberdeen, when in 2000 she is alleged to have effectively buried the case. Was this to prevent her associate and most influential member of the paedophile ring, Sheriff X, from being investigated, along with the other named members of the fifteen-strong rape gang? Elish Angiolini, the Scottish Lord Advocate, is in charge of all criminal prosecutions. She is alleged to have reacted immediately to public calls for a full police investigation, by pressurising against publication. Subsequently, and under considerable duress, The Firm published an apology. Shortly afterwards the Press and Journal ran a story accurately describing the case, mentioning a sheriff and police officer without identifying them. Angiolini was not discussed in the article. Mrs Angiolini`s role in the case recently aroused further suspicion, when it was claimed that she had used a private law firm, Levy and McRae, to issue warnings against all major Scottish editors, threatening them with legal action if any mention was made of her involvement in the case. Suspicious and angry, many individuals directly working to obtain justice for Hollie, as well as a growing number of the general public, now consider that key establishment figures, many with direct responsibility for criminal investigations and justice, have made a concerted and continuous effort to conceal the facts from the people of Scotland. Despite the pressure, investigators and campaigners for Hollie continue to stress that they hold documentary proof of the Lord Advocate’s actions, as well as proof that she has repeatedly failed to tell the whole truth about her connections with the Hollie abuse case for whatever reason. The senior partner in the Law Firm, Peter Watson, who is also head of litigation, is understood to have refused to comment as to whether the firm’s fees have been billed to Mrs Angiolini personally, or if they are being paid by the Scottish taxpayer. Mrs Angiolini’s office decided in December 2009 that they would not pursue the case due to “insufficient evidence.” Corroborating evidence by private investigators and researchers indicates that other than Hollie, not one of the twenty-four named abusers and victims has even been questioned by Grampian Police. This follows the pattern of 2000, when the crimes and perpetrators were first reported. At that time, the police later admitted that only one of the gang, Hollie`s father, had even been interviewed. The UK Column is aware that investigators have just received from the Crown Office, after years of rebuttals, the Post Mortem report of Robert David Greig, brother of Hollie`s mother Anne. Robert died mysteriously in an alleged car fire in 1997. Despite extreme inconsistencies in witness statements and circumstances, no inquest took place and the cause of death was officially due to smoke inhalation. The Post Mortem stated that Robert has suffered considerable damage to his skull, two broken ribs and a broken sternum. Informal professional medical opinion so far is of the view that Robert had been severely beaten, had alcohol forced down his throat and then thrown into the burning vehicle. Although this was not known at the time, Hollie, in 2001, told her mother that just prior to his unexplained death, Robert had caught Hollie`s father sexually abusing her. The campaign for justice for Hollie, and other vulnerable victims of paedophiles in England and South Wales, not only goes on, but has intensified as outraged members of the public have flooded Aberdeen with leaflets naming all current members of the gang, including the head of a special school. All Aberdeen Councillors and MPs have also been alerted, but with little effect. There appears to be a conspiracy of establishment silence where the abuse of Hollie is concerned. Many people in Aberdeen are asking just who possesses the courage and decency to stand up against these staggering and shocking crimes against most vulnerable members of society? Certainly not their elected national and local representatives. UK Column volunteers continue to be shocked by the quantity and quality of evidence reaching them on the subject of paedophile and sexual abuse against young and vulnerable children in care and otherwise. The common theme is that victims and their supporters are unable to get any real support from Members of Parliament, Local Councillors, the Judiciary, Police and other ‘officials’. Many describe the creation of a wall of silence, often accompanied by targetted intimidation against the victims. Recently a policeman personally told the UK Column that police had themselves experienced their own paedopile investigations suddenly being dropped by senior police officers. He added “If you want to really get to the paedophiles you should look at Westminster”. The implications of this statement are frightening – a paedophile ring amongst our political leaders – the political elite which has control of education and Social Services? The general public needs to open its eyes and confront this evil – and fast."

according to the OFT a default can only be placed against an account once The account was defaulted a few years back Or is that just me reading it wrong? We have accepted the "unlawful recision" of the account on this occasion

as regards the default notice,they already defaulted the account years ago and of course can't do it twice.

does unlawful termination thingy still apply when it's done while in default of a CCA request? *Crosses fingers*

they can't chase it they are lying true to form at least

I bet these idiots must hit the roof when they think they've suckered some poor soul into paying on an SB debt then they find CAG and whoosh!!!! wave bye bye to all that commission pass the hankies

no,they certainly aren't!!

anyone had this email from 192.com? The government is currently reviewing the future of the edited Electoral Roll, an essential database for finding people in the UK. We all need to take action now to keep the national resource in the public domain. Can you spare 5 minutes to tell us your views on the edited Electoral Roll?