If you think about Morals and Moorcroft in the one sentence. Remember all the call, the snotty letters and the stress it caused you. We have all been down that road with these clowns

The are talking roun spherical objects. This is a standard Bog Off letter from these clowns. You have mad a LEGAL request un the 1974 Act. It is up to them to comply. S 135 of the Property Act is a red herring. These clowns know the law so they will be in default and have committed a Criminal Offence. The debt will then be unenforceable. END OF. We know you are reading this at Link HQ. So quit waffling. You havent got the executed agreement therefore you cannot enforce it. A £400 fine appears to be heading your way:D

And at a cost of £400 per complaint it should wise them up a bit

An SAR is a legal request for whatever information Capone may hold on you. It in no way admits whether you owe them anything

Can anyone post a readable copy of it

Can you pm me a readable copy

Your Personal Info is still avaiable

Robert you need to block out some of the personal information you are displaying I can see your phone number and bank details.

Standby you phone it will soon be ringing with the dlightfulfolk from Westcot threatening all sorts of evil is going to befall you:-x

The same way as they passed my ALLEGED debt to Legal and Trade. I think its called the Cabot Consumer Act 1974

I think it shows MBNA's American roots. It's obviously been designed for someone illiterate

NEVER EVER PHONE THEM EVER They are purveyors of untruths

I know you are going to post in Scots Gaelic

You may want to remind them they commited an offence by not supplying it by 20th April and that you intend reporting the matter

If as seems likely Cabot presented it for payment the cheque would have been credited to their account. So it shouldnt be too difficult to trace when and where it was lodged and by whom. I cant see anyone from Cabot Towers going into a bank and just handing over a cheque for a quid and getting cash for it. A crossed cheque must be paid into a bank account. All you need to know is who's. I suspect you already know as oes everyone else on here. Can Cabot dig the hole much deeper?????

I cannot beleive such a so called reputable company would dare to issue a letter like this. Do they not have anyone with a tiny bit of sense who could read the law and advise them of the legality of this disgusting letter. Im sure some of the less sensationalist newspapers would take great interest in your story

Dear Robbers and Kray Why dont you learn English. This is my middle finger Swivel on it

I fully agree with Laiste. These companies employ solicitors let them do their own dirty work. Its thjeir problem if they are not conversant with the CCA 1974. Like most DCAs they rely on talking gobbeldygook in order to browbeat the debtor into thinking they are always right. Three cheers for CAG. vbmenu_register("postmenu_755627", true);

Tbern you are a legend.

The only difference now is that each complaint costs them £ 400:D

I got an identival one today. I havent ever spoken to Lowells or their paramilitary wing Hamptons Illegal. Do what I do although I must say Andrex is softer

Sounds like a good idea to put to the DCAs Dear Mr Robinson Why dont you just admit you have no CCA and then I cannot report you in thirty days for a criminal offence after you default on my 12 day CCA request. LOL ps it wont let me click the scales Dave Iv given you too much praise

Thanks to Dave there will be many other victories against these DCAs

If your wife has not ackowleged the debt or made any payments for six years from the date of the last payment then the debt is STATUTE BARRED they can do nothing legally abouit it. Tell them so and tell them to go away. Complain about them