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    • That is a superb WS. However, I have a few tweaks to suggest. In (2) "indicating" not "indication". I think to be consistent with your numbering, in (6) the Beavis case should be EXHIBIT 2. Do you really need to include over 100 pages of Beavis?  I think that would be likely to annoy the judge.  Just try and find the bit where they decide it was not a penalty due to having an interest in limiting the time that vehicles can stay. I'll have a look myself for this bit later as it's highly likely to be in WSs from PPCs who think that that paragraph means all their charges are valid always on every occasion. After your current (7) add this.  It's always useful to refer to a judgment when making a legal point - 8.  In the case PCM vs Bull, Claim No. B4GF26K6, where the Defendant was issued parking tickets for parking on private roads with signage stating “No parking at any time”, District Judge Glen in his final statement mentioned that: “the notice was prohibitive and didn’t communicate any offer of parking and that landowners may have claim in trespass, but that was not under consideration”.   In (14) if my maths are right the CPR request should be "EXHIBIT 3".  it is missing from your list of exhibits. In (16) the two figures should be £100 and £170.  They are entitled to increase fro,m £60 to £100, they are not entitled to increase to £170.  To make it clear for the judge I would write - 16. The Claimant has artificially inflated their claim for a £100 invoice to £170. This is simply a poor attempt to circumvent the legal costs cap at small claims. 17. The Claimant has also invented a second fictitious charge, for legal representative's costs, when they have no legal representative. You also need ot number your exhibits. The rest is excellent - well done.
    • Did you ever think of walking away? Become bankrupt and in 12 months it'll all be behind you. My feeling is that you may well get nothing from the sale of the property anyway. Going by the date this thread started it looks like eight years of arrears, lender's costs and receiver’s fees on top.
    • Just to clarify - I make use of evening legal clinics. It is not always possible to see a lawyer (they have limited time and days/week).  This means questions one has may never get answered or there's weeks between follow-ups.   To be really clear - I am representing myself; I am playing at being lawyer/ barrister - which means I take help wherever I can get it (and then research it thoroughly). Ae - a judge in a recent hearing pointed out the receiver is not part of my current proceedings - and suggested I have a separate claim v the receiver. Disclosure has presented damning evidence v the receiver  The receiver against whom I have a complaint is not part of the receiver governing body.   The receivership is in 2 names - a joint one.  My complaint is directed at whom I was told is the lead receiver.  The other named receiver IS a member of the governing body.  But he has now left the company.  And the lead receiver has retired - but is still a working consultant on my case.   All the evidence shows it was the 'lead' receiver who was doing all the  work/ the misbehaviour.   But if the appointment was 'joint' would I make a complaint against them both?    I am sure that wouldn't go down well with the other receiver who is at the beginning of his career. The law is very much against borrowers.   But the evidence against this receivership is crystal clear.   I just don't know how and to whom to complain.   The places I've tried so far don't offer much transparency       
    • Ok, noted, thanks again. I'll share details of every communication received just to make sure.
    • Yes. I sent back the PAP form stating they hadnt supplied the correct paperwork and that pdf is what they sent back
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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First national tricity finance "WON"


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:) Hi

 

I am trying to track down First National Tricity Finance for a Loan that was cleared 3years ago, and attempting to reclaim charges on it.

 

I have tried to find link on site for them but to no avail, Does anybody have any info on them please or a link would be sooooo appreciated

 

Regards

 

Dee

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First National are now GE MONEY. Address as follows;

GE Money consumer lending ltd.

53-61 College Road,

Harrow,

Middx HA1 1FB.

Customer service department Tel 0870 850 0850 Fax 0208 909 4355.

Don't bother phoning them. They will fob you off. Send a Subject Access Request.

This will help you .http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/53182-cant-find-what-youre.html#post436526 . Good luck

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Hi,

 

I too am chasing First National Tricity Finance. however i found that First National & First National Tricity while being part of the same company are actually quite different as one does not deal with accounts relating to the other ( if that makes sense)

 

the Telephone Number if its definatley a Tricity account is 0870 550 0100

 

and the address for a SAR i was given by them is

 

First National Tricity Finance

PO Box 700

Leeds

LS99 2BD

 

which is the GE Money address, but make sure you mark it for First national tricity

 

Good Luck with your claim

 

 

regards

 

Paul

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icon14.gifThanks for info above.

 

Slightly concerned though as GE Money is my mortgage provider and have issues with them :-x not in my favour at the moment.

 

All these financial institutions have it all boxed up, people who get into difficulty through no fault of their own are just £££££££££££ signs for there evil fat cats.

 

If i were to claim against Ist Nat Trinity which is now GE Money if succesful would they take it off my mortgage arrears/charges:?:

 

Regards

Dee

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deep,

They are two seperate agreements so i don't think they can do that. Also i had three loans out with First National. When they were bought out by GEMoney. Two of the loans went to Harrow and one went to Leeds. Neither arm of GE seem to know what the other is doing. So i would hazzard a guess to say you would be alright.

If they have charged you penalty charges you are legally entitled to claim them back.

So don't let them take what is rightfully yours.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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:) Thanks Parkvale

 

You have given me the push.

 

Sar request already done now for 1st Nat Tricity. Will send R/D 2 moro.

 

If it does effect my mortgage with GE Money hope I will get support form this site.

 

In one way I wish they would take me to court (:rolleyes: dont know if I really mean that) I would love for this can of worms to come out.

 

Thankyou

 

Regards

 

Dee:p

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deep,

Just take it carefully. Loads of help available on this great site. Don't be afraid to ask. ;) . Its amazing how your confidence grows as you get stuck in, but always remember the final decision is always yours.Good luck. rolleyes.gif

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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icon14.gifThanks

 

they will prob make me wait full 40days for Sar request, so could be some time before I post on this thread.

 

Any one else looking inicon6.gif this is the most amazing site and fantastic people and advice

 

Am I dreaming or are there really human angels;)

 

icon3.gifI believe

 

Regards

 

Dee

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  • 9 months later...
  • 4 weeks later...

Hi Guys an Gals

 

Quick update.

 

1st Nat offered full & final settlement, to be paid within 21 days.

 

As soon as I recieve, another donation on its way.

 

Happy New Year.

 

Waiting outcome of close door OFT Cushty meeting with Banks on 14th! To further pursue other ongoing claims.

 

Donkey, shaft, carrot, stick, does come to mind though, not necessarily in that order

 

Take care you guys an gals

 

Kindest regards

 

Dee

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CONGRATULATIONS AND WELL DONE.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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  • 4 years later...
  • 11 months later...

Hi,

 

I had several Tricity Finance account cards between 1980 and 1990 and to my knowledge all of them had PPI on them. But I have no longer any paperwork or account information. How would I go about seeing if GE still hold records of these accounts ?? Do I need to use the SAR (mentioned above) and send it to them ?

 

** Edit: Just found an old payment book from 1995. It is for First National Tricity Finance so I have at least one account number available. Any one got any idea of an address to use for them today ?? I guess if I complete a SAR then they are obliged to also give me details of the other accounts they had for me as well ?

 

Regards,

 

Richard

Edited by Richard B
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