Hello all!

[moggy120]

Hello to one and all!

 

Having just registered I thought I would just put a quick post to introduce myself.

 

Having been a hard working self employed tiler for many years now, only to have the world come crashing down around me because of family ill health, not mine thankfully, but my wife and father. The reasons for coming to this site/forum are because things can mount up very quickly (debt and more debt) through reasons outside your and other people’s control and I’ve had enough!!

 

It’s time to fight back people (not literally) and start doing something about these so called legitimate companies that are out there that will use any tactic, legal or otherwise, to get money from you that you may or may not owe!!!

 

Anyway, enough of my rambling, and just to say GOOD LUCK to everyone that has the nerve to say NO to these people through complaints/claims or otherwise. Oh, I hope this reads alright as my speeeling is realy bod.

 

Cheers Moggy

[ukaviator]

Hello Moggy

 

Welcome to CAG. Before you start the process of getting your charges back, please have a thorough read of the FAQs (there’s a Step by Step guide here too). You should print both of these out to refer to, so as to avoid having to ask basic questions later. Our aim is to make you aware of your rights as a consumer, enabling you to fight back against unlawful bank, credit and store card charges. In the website you will find information on how you could get your money back

 

Then look at other threads in your bank’s forum, so as you know what you can expect to happen.

 

You need to spend 2 or 3 days gradually getting your head round everything. If you find a forum/thread/post of interest, save it in your Favourites, so as you can always find it easily.

 

There’s a lot to take in, but it’s time well spent and will ensure that you succeed in your claim without problems. Remember it’s not a race, don’t rush, just follow the guidelines one step at a time.

 

Take your time and have a good read around this site. Then come and join us in our forum. Here we can guide you every step of the way. Please remember, we are here to help you help your self.

 

When you feel confident that you understand the process and the various stages involved, start a new thread in your bank’s forum and post your progress and any questions there and you’ll get plenty of help.

 

If you any questions please do come to the forum and we will only be too happy to help you!

 

Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed.

 

All the info to get you started is here:

http://www.consumeractiongroup.c o.uk...se-read-these/

 

There are more links below to assist you get around the site.

 

Good luck

 

Ukaviator