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    • Ok Thank you DX will do just that . will keep you up dated.
    • dispute it with whichever cra provider is now showing it. simply state the a/c is from 2015 and was defaulted (date) and should not have re appeared. probably getting ready to sell it on. dx
    • Hi Caught Shoplifting at John Lewis - Retail loss Prevention/Other shoplifting allegations. - Consumer Action Group Thanks a lot for commenting this experience of yours. I do understand this might be something that you are not willing to talk about anymore but the same exact scenario happened with me today at John Lewis. They took my name/ address/ a picture of me holding a signed banned letter. the only questions I've got are... will I be contacted by the police will this be recorded as police caution or criminal record?  I would really really appreciate if you could let me know how it went.  I am so so so ashamed of myself and am really making changes in my life I feel like I've lost myself for a period of my life but anyways it would be really great to hear back. Thanks 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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first of all i would like to thank you for opening a new thread for me.......

so what step do i take next they have told me i owe them 2544.33 and because i was in a state i offered them 50.00 a month which i have to start paying 1/8/07 and they want my bank details so i dont know what to do now any help please !!!!!!!!!!!!!!!!!!!!!!!!

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hi everyone i just want to thank you all for the wonderful advice you have given me i will write that letter out tomorrow and send them a postal order do i send it to the address at the top of their letter i think their offices are in twickenham ?

 

their clients name is capquest debt recovery ltd

also because i took the catalougue out in 1996 is this a dead debt ?

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hi guys please help im really panicking now i sent of the cca letter on sat registered post well derek maxwell has just rang me he told me who he was and i said i could'nt talk and put the phone down.............

he tried ringing me back 2 times and i didn't answer so he left a recorded message to say.......... i changed my address without letting them know....... all the calls are being recorded i acknoledged the debt over the phone he is now going to issue bankrupcy proceddings to me and i will have to go to court and he is going to put it in writing and he is not going to speak to me anymore only through my solicitor please help !!!!!!!!!!! im crapping myself

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hi kenny thanks for replying so quickly hun..........

do i fax this over to him or do i write him a letter and post it?????????

i have noted the time he rang me and i have kept the message on my phone i have just listened to it again and he sounded really horrible

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hi kenny ive just posted but i cant see it on the computer do i write him that letter or do i fax it?????????? also i know he hasn't replied to my letter in writing but he has telephoned me i have logged the time down and i have kept it on my phone he is such a horrible man he sounded really scary !!!!!!!!!!!!!!!!!!!!

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thanks for your wonderfull advice you 2 you really give me the willpower and strenghth to do this im gonna fax that letter over when i get to work do you think its ok to use works fax machine ????????????????

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curly whats the matter hope i haven't upset you i do appreciate your advice just like all the others i have never done anything like this before all advice is really appreciated i don't know what i wouls do without you lot !!!!!!!!!!!!!!!!!!!!!

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i don't know what to do now do i fax them or not 1 person is telling me 1 thing and another is telling me something else !!!!!!!!!!! im really confused they have replied to my letter i sent sat by phone call and derek maxwell said he is serving my bankrupcy papers STRAIGHT AWAY and i will be recieving them in the post !!!!!!!!!!!!!!!!!! im so upset and stressed now

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THATS VERY TRUE CURLY I HEAR WHAT YOUR SAYING sorry had the caps on lol i need a glass of rose wine haha why oh why can they get away with frightening ordinary people like us its not nice and its not fair no wonder iv'e lost half a stone in a week

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thanks again guys for all your posts you know you are all great i could kiss and hug you all at the same time lol no im not a man i know my nickname is manf but my real name is sam thanks again guys you are really a big big HELP !!!!!!!!!!!!!!!!!!!! xxx

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hi guys just had a letter in the post from ruthbridge sorry its long but here goes..................

 

further to previous correspondence regarding the above balance 2543.02 WITHOUT PREJUDICE.,you are hereby given notice that bankruptcy proceddings are due to commence for recovery of the outstanding balance,together with costs and interest.

 

we are no longer prepared to correspond with you regarding this matter as we be advising our client,no later than 10/8/2007 to issue a petition for your bankruptcy,with a view to the seizure od assets/property,at the discrection of the court appointed trustee.

 

you should also note that the above debt of2543.02 is a principle sum,which will increase considerably should the interset which has been frozen for the last 19 months be applied.

 

however,as a final oppertunity to avoid legal proceddings,we are prepared to accerpt a lump sum payment of 2543.02,which must be recieved in our offices,no later than 10.8.07. this sum would be accepted as full and final settlement against your liability and will also ensure that you are noty pursued for the remainder of our clients claim,at any point in the future.

 

as an addd incentive,once this sum has been recieved and cleared,our client will instruct the credit reference agencies to mark your debt as satisfied

 

the bottom of the letter just gives info on payment details theirs...........

 

sorry its long but now im crapping myself BIG TIME HEEEEEEEEEEEEELLLLPPPPPPPPPP!!!!!!!!!!!!!!!!!!!!!!

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hi guys i will try and not panic i sent of the cca last saturday morning by registered post so they have to sign it, strangley enough the balance has gone down by a pound !!!!!!!!!!!! and yes i have proof i sent it so the twelve + 2 days is up on the 16th august thats 14 working days sorry haven't posted earlier but just come back from work and the letter was signed by their legal dept

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thanks curly your such a great help you all are xxxxxxxxxx psssssstttttt ive tipped the scales well that letter did say they ain't gonna correspond with me anymore and i have till the 10th august to pay up just looking at that letter again it is a really bad photo copy all faded down the left hand side

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thanks bigbear your words are very comforting im still very worried and stressed nothings ever happened to me like this before but i know eveyone on here will help me to get through this x

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a big big thank you to you all your such a great help......... to contact the fos i know i sound naive but who are they and do i phone or ring them ? sorry im not stupid but ive never heard of em

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hi bigbear how you doin ive just posted on your thread................. my 12+2days are up on the 16th Aug and i must pay my full amount by the 10th ......................... we will see about that !!!!!!!!!!!!!!!!!!!!!;) xx

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