charges -£5650+ £900 stat interest.anyone won this amount without going to court?

[jubaxt]

hi-my charges from june 2001 to now are as above.which puts me at risk of going fast track.

 

am i better going for £5000 now then pursuing 2nd claim later?

 

any new developments re fast track??

 

 

have just won my co-op claim but this one makes me nervous

 

really need to submit ni but in a rut

[GuidoT]

Should not split claims to place you on a lower track, I have seem judges strike out claims for this reason.

 

I would submit a claim for the entire sum. Whilst the fast track has risks which you seem to be aware of, it is nothing to fear.

 

You can still request, around AQ time to be allocated to small claims track.

 

On yes and to answer your thread title, I have seen many successful claims >£5K.

[pward33]

You can still request, around AQ time to be allocated to small claims track.

 

Certainly the judge in my case has told all of the many cases he's hearing for directions this and next week that he intends to allocate all claims, regardless of size, to the small claims track.

[John72]

Hi

 

My claim is for a bit more than the small claims track limit and has still been allocated to the SCT - at the request of both myself and LTSB.

 

As to the second question in your header; I have not seen any indication on this site where a sum of that size has been offered without the matter being in Court. The amount that is paid out prior to court proceedings seems to be limited to the "godwill gesture" payment of £750 - an amount which apparently (according to LTSB) has absolutely nothing to do with a refund of their charges, it is simply a gesture of their goodwill. When settlement time comes I wonder if their goodwill extends to that amount being kept out of the settlement calculations?

 

John

[nicsussex]

Hi

As to the second question in your header; I have not seen any indication on this site where a sum of that size has been offered without the matter being in Court.

 

There are many examples on this site of claims for considerably more than this sum that have been settled before coming to court. The important thing is to construct your claim correctly and be prepared for it to go to court even though the chances are it will not.

[John72]

Hi Nic

 

Sorry I misunderstood the point of the question. The minute a claim is issued you are strictly "going to court", even though the matter may not proceed to a full trial.

 

I have to say that I have not seen any evidence of a payment of more than £750 being made without a claim having been issued in court. Admittedly many have been settled prior to a hearing but still whilst technically in the court's process.

 

John

[jubaxt]

thanks folks-reckon i'm going to take the bull by the horns and just go for it

 

i know there are plenty of 'mates 'on here who will guide me

 

will draft my poc later.

 

anything i should perhaps add to template????????

[GuidoT]

Just use the N1 template from here:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html