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    • If you are buying a used car – you need to read this survival guide.

      BankFodder posted a topic in Vehicle retailers and manufacturers,

      If you are buying a used car – you need to read this survival guide.
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    • Big Motoring World Enfield /Blackhorse - done over on car - @BigMotoringWrld

      ATJ posted a topic in Vehicle retailers and manufacturers,

      Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • A2Dominion - Housing Association property flooding - damning ombudsman report

      WanTToMoveOn posted a topic in Residential and Commercial lettings/Freehold issues,

      Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.
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Pen-V-Abbey

Pen

By Pen
in Mortgage companies

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tonycee

tonycee

Posted
Posted

I dont believe Abbey or anybody can alter a court decision, I.E .payment ,without going back to court for a decision first. I dont want to give false hope as im no expert, what i would do however is ask the judge for directions as i dont see how you can possibly be financially liable for their mistakes....

In the meantime start your own claim for unlawful charges..Good luck..

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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tonycee

tonycee

Posted
Posted

Put all your fears and concerns in writing and send it to Abbey ASAP...If you have to

go back to court, ask the judge if you can continue with the original judgement to pay off arrears, if you have kept up payment there will be no probs.. Again ask judge for directions...Abbey will add these charges on to the end of your mortgage and you will be paying interest for rest of term...But you do have time to sort it..Just stand up if front of the big scarey judge ( who is just human like you and i ) and shout WHY

Send Abbey a SAR with £10 immediately.

I think once you make them realise that they are trying to break the terms of a COURT judgement they will back down.....

Try not to worry, they dont actually want your house, they want your money over 25 years..

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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  • 4 weeks later...
tonycee

tonycee

Posted
Posted

Well said mrsfoot.... :cool:

 

Go kick their butt Pen... :mad:

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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  • 4 weeks later...
tonycee

tonycee

Posted
Posted

FANTASTIC Congratulations........

Im really pleased for you...

Dont know to much about mortgage charges, but this link might help...

 

http://www.consumeractiongroup.co.uk/forum/mortgage-companies/2424-alanfromderby-bristol-west-operation.html

 

Its a long read but full of useful info.......

 

YEAH>>>WAY TO GO.:-D :-D :-D :-D :-D :-D

  • Haha 1

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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  • 3 weeks later...
tonycee

tonycee

Posted
Posted
The court hearing was for the 18th July 2007. at the same time, I had a court hearing for reclaiming my bank chargers same date different court, however since my bank chargers claim was for £12K around-about in total, I thought it more important to attend that one, thinking If I won I could pay the arrears and that would be that.

 

Pen..

It looks like this might have back fired on you. I trust by now you have paid off all of the arrears.

You need to be in court 10am Monday and ask for an emergency hearing.

Take all docs with you. Im sure if you can actually speak to a judge, you can get orders suspended. Im sure you will be ok..

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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tonycee

tonycee

Posted
Posted

Pen.

Im really sorry but as it stands at the moment YES, but all is not lost, you MUST deal with this NOW.

Get to court, take all documentation with you, and talk to the judge.

This is also getting way above my experience so i dont want to mislead you.

I can only comment on my own expriences when in a similar situation..

Please get some proper legal advice ASAP..

Im here if you need me, but im not what you need right now. You need to call in " The A team"

Again, from my own expeience, its not to late as such, but if you dont deal with it, it very quickly will be.

Fingers and toes crossed for you.

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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tonycee

tonycee

Posted
Posted
I have had a **** weekend

 

Cant eat, cant sleep, sweating, pulpatations, feel sick,

Yes, yes ,yes. Got the tee shirt, but all worked out in the end.

 

I think with all thats going on in the world of banking/court claims, your request might have been " lost in the system " as such.

No consolation i know, but you have a very good case.

As you were not at the last appearence, and they were, who knows what evidence the judge had to support your request ?

 

You WILL be OK.

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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tonycee

tonycee

Posted
Posted

Pen.

I found this and hope it helps.

Page 8 may be relevant..... Chin up. ;)

 

http://www.nationaldebtline.co.uk/england_wales/pdf/self_help_pack/mortgage_arrears.pdf

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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tonycee

tonycee

Posted
Posted

You can fill in and download the form here. It might save you a bit of time and help you sleep tonight..

 

Her Majesty's Courts Service - Home

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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tonycee

tonycee

Posted
Posted
I don't trust them one bit so I am going to now apply to the courts to get the order either struck out or set aside what one do you think.

 

Im so pleased you got it sorted, i couldnt sleep.

Was in work at 05.10 ( 10 members on line )

You are right to go to court and get the judgement overturned in writing.

In fairness to Abbey, as i thought, your paperwork was maybe not available at the last hearing, and because you werent there, they just followed procedure.

Ask Abbey to send you confirmation (ASAP) that all the arrears have been paid, and that they are requesting repo is stopped.

By Fax if poss.

Anyway, you have a fresh start now. You can put this one down to experience.;)

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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  • 5 months later...
tonycee

tonycee

Posted
Posted

Hi Pen, hope you are well.

You need form N244 HERE

Your application to have the order struck out is simple. Just say you request the suspension to be removed as all arrears have been cleared. Include the letter saying as such.

Yes you can claim back the lit letter fees, THIS will help you understand what you can and cant claim for.

Very nice xmas thank you. YOU?

Still claiming back charges, i have 2 more claims on the go for about £9K.

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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