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    • Hi. I am reading through the full thread and will continue to research. I have come across a reference to a form called N180 DQ in the thread, but I cannot see any reference to this form in my case nor can I see it on the MoneyClaim website. Should I have been sent this form? Thanks 
    • 12mph (beyond any UK limit) will certainly qualify for a Fixed Penalty. So you should received an offer of a FP for each of the remaining two offences. Be sure to submit your licence details as instructed when you accept the offer. If you don't your £100 will be returned to you and the police will prosecute you in court.
    • and it will be also now written off under age related criteria anyway.
    • @dx100ukThanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe consequences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points? @Man in the middleI've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi everyone

Have just recieved letter from Halifax saying sorry i'm unhappy etc, etc, then saying I am sorry to advise you I am declining your complaint.

I have got claim forms from County court, but need help with poc i think iv'e looked at too many bank charge sites and am now not sure which one to use. Help please

Tudormikey

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If you need any help filling it in just ask...;)

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thanks Sea-SideLady

I will fill it in and make three copies, do I need to take anthing else when I file my Claim at the court.

Also what type of documents will I need to argue my case in court ie; case law etc.

Tudormikey

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All you need to take is

 

3 N1 forms,

3 Pocs,

3 spread sheets including interest,

Fee or exempt proof.

 

Dont forget to add your SAR Fee.

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HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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Good luck tudormikey.

 

Let me know how you get on printing your spreadsheet, I am having trouble and don't know if I need to change my printer settings. Would it be ok to type out the information and use that instead of a proper spreadsheet?

 

Watching your thread, cos I will be filing next week (just need help with the printing of s/s!)

 

Suze;)

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Thanks once again Sea-Sidelady another question on the template under value it has;

Charges £xxx I will put down exact ammount halifax has taken, ok

Overdraft interest£xxx ? is this the ammount of interest taken from spreadsheet?

Interest under s.69 County Court Act 1984 £xxx how do I work this out.

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Bank Charges £ xxxxxxxx

Overdraft interest (only if claiming this.. otherwise delete)

Sar Fee £xxx

s69 Interest (8% interest )

 

 

If you used the stread sheets the interst should work out automatically.

If not you can use this

 

http://www.consumeractiongroup.co.uk/chargeinterest.php

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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Hi sea-sidelady

need your help again. just trying to fill my county court claim form on front page bottom under value I have typed

Charges. £1,726.00

Interest under s. 69 County Courts Act 1984. £293.73

Court Fee. £120.00

Total. £2,139.73

But I am stuck at the last bit

Plus interest pursant to s.69 County Courts Act 1984 from the date of issue to date of judgement/settlement at £xxxx (enter daily rate here)- (charges+od interest) x 0.00022=pence per day( Or at such a rate and for such periods as the court deems just). Can I leave out the daily rate that I haveput in bold as dont know how to apply it and just add the underlined words.

Done my poc just stuck on this I hope to take it to court Tuesday

thanks in anticipation

Tudormikey

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Your daily rate is easy. Do you have an over draft?

 

If you do you add your charges + interest together. £2.019 and times it by 0.00022 =44p daily interst.

 

If you dont have an overdraft, then you times your charges £1,726 by 0.00022 =37p daily interest.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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