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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Bank Charges ***WON***


Liani
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Hi lani, found you at last.

 

You need a mod to combine both of your threads in to one as members are only getting half the picture as you have 2 separate issue going on with the same claim.

 

can someone combine Lianis threads please., plus the ones in "Stan-Lloyd's, I'VE WON"

 

Then first off send the schedual of chargers to SCM asap you have said you sent one to the courts great but! it's really important that you send a copy to SC&M asap, what interest are you claiming CI or 8% if 8% thats fine it's just there are other issue you would need to be a were of if you are claiming CI. The chargers pre 6 years, have you got the statements for these? if so thats fine but may i suggest you read the thread "claiming beyound 6 years" by bankfodder that should give you some idea of the issue involved

 

From what i can see you are doing everything ok at the moment so don't worry too much. You no longer have to bother with the AQ so forget about that, you have excepted the £750 as part payment have you sent letters to both court and SCM informing them of this the letters you need to send are in the template libary and you are going to send SCM a copy of your schedul so far so good.

 

You have said your court date is on the 23rd July for a allocation hearing, sorry have i got that wrong. the 23rd is a Saterday. What court is your claim being heard at.

 

OK so now you have a court date you need to follow the link provided above by Barty make sure you are ok with it all as it's quite a big link but everything you will need to know about the court stage and the bundle will be there for you and if need keep posting you questioner here only use the one thread so we know what is happening. don't worry the members on here are very good and will help you all the way so you are not on your own.

 

You do not need to prepair the bunle for the allocation hearing, this hearing only lasts about 10mins and hopfully SCM will pay up just before then but if not carry on as if you are prepairing for a full hearing.

 

Can I also suggest that you start reading up on what you need for your court bundle hopefully SCM will have payed out before the hearing but you will need to get your head around whats needs to be included init.

 

Good Luck and I hope one of the mods combines them all for you.

 

Pen

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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Hi liani.

Yes you should send a copy of the letter to the solicitors and the court. keep one for your bundle.

 

As to the schedule of chargers you MUST send a copy to the solicitors as well as the court. again keep a copy for yourself.

 

You did not say whether you are claiming CI or the 8% the only reason i ask is that most although not all claimants who are claiming the statutory 8% normally receive a offer a couple of days before the hearing date whereas with CI it could go the whole way.

 

Hope this helps, did you recheck the court date? and where is it being held

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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Yes you are, you have gotten this far and you will see it through to the end.

Well Done You.

 

Good Luck

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:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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Don't think you need the bundle for a allocation hearing, as it's prety straight forward and LTSB hardly ever turn up, saying that I would still go prepaired, don't give them an inch, have you read this GOT A COURT DATE? A guide to the later stages all the details you will need are there.

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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  • 3 weeks later...

Hi Liani, read Darlings1 takes on TSB won page 4 or 5, she had a prelim hearing, so all the advice she was given is relevant. you will have to read it I'm afraid. but it's well worth reading anyway.

shout if you still need us.

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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Leanne, I have just noticed your court dated 23rd july you should be keeping a eye on your account around now, as they often pay up without informing you. I am interested to know what calculator you used:D

good luck

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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Monkey's account is with Barclay's, I like wilksa thought that she was just asking about draft order's but as she has not been given a court date as yet we may be wronge. now we may never know :D :D :D unless we start reading Barclay's thread's

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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Congratulations, well worth the look hey!!!

 

Don't you just hatei it when claiming becomes easy:D :D :D

 

Guildot, have you noticed this week especialy they have been more payouts from lloyds then every before, or is it my imagination;) nearly every thread I have been on this week someone has won their chargers back? lets hope it keeps up!

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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John, don't you just get fed up hearing win story's :D I know how you must be feeling, pleased to hear of member's winning but at the same time, wishing it was you. Cheer up, I'm sure you will have good news for us tomorrow. I think I got my first lot the day before court so check your account after 12pm to night if you have Internet banking, you never know.

 

Good luck for tomorrow by the way:)

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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Hi John,

how did it go?

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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