djdave vs Cabot

[Seahorse]

HOHO. Another one where they apparently aren't trying to argue the CCA doesn't apply to them.

 

Welcome officially to the Club!!!!

[Seahorse]

I think she's taken over from Patrick Hill. I wonder if he got promoted, demoted, or shifted sideways?

[Seahorse]

The Cabot Financial Group is NOT the assignee of the account. That dubious honour belongs to Cabot Financial (UK) Limited. And what's all this bollix "the original copy may not be available to Cabot via Barclaycard. Barclaycard has supplied Cabot with a copy of the original"????

 

Either they have or they haven't. It certainly does not satisfy all requirements, the nonsense they HAVE sent you.

 

I wouldn't worry about trying to get them to admit the CCA applies to the. They'll never admit it. But it doesn't matter, because without an agreement, they are shafted. As Lizzy will testify.

 

As for your typo mentioned regarding the DPA notice, simply amend and resend.

 

What the heck was she smoking when she wrote that pile of excrement???

[Seahorse]

When they start to insist the application form IS the the agreement, that's when you'll know they have nothing else. And they will.

[Seahorse]

I think I shall start my new complaints against Cabot and Barclaycard to the ICO today too. I can get my initial complaints done online, then follow up with paperwork when I get home next week.

[Seahorse]

THAT'S all right then. I can go back to not thinking for myself now, safe in the knowledge that Ken and his Merry Men (and women) will keep me right.

 

Or should that be, Ken and his Merry boys and girls? They hardly seem old enough to vote.

 

And another word for Merry is. . . (sounds like. . .)

 

And what else floats?

 

BURN THE WITCH.

 

Oh, dear. My brain has stopped. Too many days at sea. I need to see real people again. Preferably female. And preferably standing on the other side of a bar pulling pints.

 

I need to lie down for a bit.

[Seahorse]

They'll have no choice soon. I'll be asking the same question of the judge when I take them to court.

[Seahorse]

If an approach from the OFT makes a trader change its behaviour and treat consumers fairly in future, this is preferable to putting a trader out of business.

 

Look, Ken. It's easy. Take this subtle hint and GET YOUR ACT TOGETHER!!!!!!!

 

Maybe then, you'll have HAPPY customers. There now, it's not so difficult after all.

[Seahorse]

:eek::eek::eek:

[Seahorse]

It's not exactly the same form as mine, but my box was to be ticked if I DID consent to my data being shared. Which I didn't.

 

Barclaycard have sent me a nice letter telling me they are investigating. I think I shall respond by telling them they are selling debts which, being unenforcable by virtue of the fact that no credit agreement exists, and therefore carries no benefit but rather a burden, their actions might very well be construed as fraud. In other words, why are they stitching up Cabot by selling them debts they have no hope of collecting?

 

[Seahorse]

Well, I've been thinking. There IS a need for companies such as Cabot. And my only real gripe with them is is the way the operate. But really, if the lenders hadn't been so short sighted and thought they could get away with shorcutting the CCA, none of this would be an issue.

 

So really, the fault mostly lies with the OCs. IMVHO. And if Cabot would just put up their hands when challenged, I'd have no problem with them at all. Unfortunately, they continue to put their fingers in their ears and go LA, LA, LA. So losing any respect or credibility that they might otherwise have enjoyed.

 

OTHER DCA's operate lawfully and ethically. Why can't Cabot?