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HSBC questions-big claim!


skyrocket123
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Pick a timeframe of , say, 6 years ago to 5 months ago (whatever timeframe gives you the closest to £4999) and then you could possibly make a separate, later claim for 6 months ago to present.

 

I'd be careful doing this as it could be seen as an abuse of process, ie artificially trying to get it onto the small claims track. You may be better off dividing up the types of charges (ie overlimit / bounced cheque or direct debit / etc.) and/or across different accounts...

 

Don't have 2 claims running at the same time though.

 

I would agree with this... HSBC could request they be joined and or it could also be seen as an abuse of process

 

If you know that you have seen all possible charges in the last 6 years, just proceed.

As quickly as possible !!!!! ;)
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DO YOU HAVE A WEBSITE AND WANT TO PROVIDE A VALUABLE LINK TO THIS FORUM ? Go to this thread:-http://www.consumeractiongroup.co.uk/forum/showthread.php?p=52854

 

As ever, with (I believe most if not) all advice given on this website, I am not qualified to give any advice and you are duly warned that any decisions are your own decisions made on your own account and no liability will be accepted for any advice followed ! Use your own judgment.

Seek advice of a qualified, insured, professional if you have any doubts.

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