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    • A claim was issued against you on 22/04/2024 Your acknowledgment of service was submitted on 06/05/2024 at 13:28:08 Your acknowledgment of service was received on 07/05/2024 at 01:05:18 Your defence was submitted on 23/05/2024 at 21:20:03 Your defence was received on 24/05/2024 at 08:05:43
    • I drove a friends a car for a few days and I used cuvva car insurance to insure myself for the time period. Here's the problem: I made a mistake with the dates on the insurance, I ended up driving uninsured for one day and I got a speeding ticket. My friend named me as the driver on the Notice of Intended Prosecution as she should and I will take the blame of course. Will met police ask for proof that I was in fact driving? I mean, any more other than me replying to the NIP that I will soon receive from them? Cause I assume that my insurance for the day will be the proof that they need... Secondly,  if caught driving uninsured, what will happen please? I read it's £300 and 6 points. Is that all or is it worse? I'm only asking for information from knowledgable people. If you intent to just mock, you're certainly not helping. Thanks
    • Hi, Please find letter sent to BMW with all evidence off issues which is a link from Audi. Unable to share the footage on this forum as I am not the best with tech BMW FAULTY CAR LETTER.docx
    • This is the first item that I've ever claimed for - I don't really send too many parcels, probably 5 in the last 5 years, and only two with P2G / EVRi. I've attached two emails from P2G regarding their requiring the documents. They don't specify in the emails what documents I should be sending, although when opening the claim they were requesting that I needed photographic proof of sending - picture of the parcel with their label attached, in the EVRi ParcelShop. The second email is their closing the enquiry due to my failure to produce said document(s). I haven't yet drafted my claim letter, I wanted to be sure of this document situation first before I began action. But therein lies another problem. Not having a P2G account, I cannot be sure of the item value that I declared. The retail value at the time was £600, which is less than the £650 I paid several months earlier, so I would likely have used that, but cannot be sure. And without having an account I can't check either. But, I know that I did properly declare the item and a value that reflected its then retail price - I was concerned this declaration may have been used to single the item for theft. But now that the retail price has reduced substantially, even though the nature of compensation is to return the claimant back to their original position, without my purchase receipt, I was concerned that I may have to claim for less. And yes, I've been through your huge document store of information, in addition to MoneySavingExpert, Which, Citizens Advice, Gov.uk "make a court claim", my own law books (annoyingly I specialised in consumer law when I studied for my law degree, but I graduated 17 years ago), and so now feel that its time to either act, or drop it. P2G Enquiry (2).pdf P2G Enquiry (1).pdf
    • I have found both forms online  https://assets.publishing.service.gov.uk/media/62e14db38fa8f5649f912647/TE9.pdf https://assets.publishing.service.gov.uk/media/60c73ad0d3bf7f4bd6a9bc69/te7-dart-eng.pdf   do i just fill in both forms and send to the address on them or directly to Manchester council  forgive my ignorance    thanking you in advance 
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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HSBC Direct


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Hi Tinhat I think were about the same time scales, I posted schedule of charges yesterday too. I will keep an eye on your thread see how things are getting along, will also keep you posted of any developments with me. Hoping i have a bit of a leaverage tool, as FD sent statements to my old address and courier left them with a neighbour who 'kindly' opened them!!! so ive also registered an official complaint with them about it so fingers crossed they will want to get rid of me quickly!!

GE MONEY- Settled 5/06/07

Capital One - Won 15/06/07

**Treat everyone as you would expect to be treated yourself**

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I sent my prelim on 31st March and on 5/4 I got a standard reply saying they wil write again in 10 days. I'm sure you will get this soon.

 

Roughly how much are you claiming? My claim is for over £3.5K!! If the interest has to go on it will be near £4.5K. I am wondering if they have a different process for different claims? :confused:

If at first you don't succeed, dig your heels in!!!!!!!!!!:D

 

First Direct - SAR 27/2/07 ; Statements received 30/3/07; Prelim sent 31/3/07

 

Barclaycard - SAR 27/2/07; Statements to '04 received

 

Hit List - Halifax; Lloyds TSB; M&S Credit Card

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Well got my letter today from the bank saying how sorry they were about my concerns and enclosing a leaflet which provides details of banks complaints procedure. They have advised that a response within the next ten working days will follow. Sounds familiar to anyone?

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Kitty63, did you send recorded delivery as I sent my letter with spreadsheet of charges on Thursday before Good Friday by recorded delivery and I must admit I was surprised to see a response so quick. I will give them the 10 days from the date of their letter date and see what happens?

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Hi tinhat

 

yes i have also recieved that sorry for your complaint please give us 10 days to look in to it, my 14 days are up on 20/4

GE MONEY- Settled 5/06/07

Capital One - Won 15/06/07

**Treat everyone as you would expect to be treated yourself**

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What do you do then when the 10 days are up? My letter is dated 11th April so I am assuming that I count 10 days from that or is it when I received it on Thursday 12th April. They also metion within the next 10 working days so I don't count Sat and Sun.

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I'm just going to stick to my timetable and send the LBA at the end of my 14 days, I think they have had my money long enough!!

GE MONEY- Settled 5/06/07

Capital One - Won 15/06/07

**Treat everyone as you would expect to be treated yourself**

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I got the same letter from them, I just ignored it and sent my LBA yesterday (recorded), If the 14 days you gave them (from your prelim) are up

I would just send you LBA

GE MONEY- Settled 5/06/07

Capital One - Won 15/06/07

**Treat everyone as you would expect to be treated yourself**

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Guess what! HSBC have rung me tonight and made me the full offer. I haven't accepted I will now wait for the declaration in writing confirming this which they have promised to send me, said they would put the funds into my account. Sounded very keen to settle! :)

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Well done very pleased for you, :D hope you get it in writing soon. Im hoping something will come in the post for me too although wont hold my breath as my claim is nearly £4000

GE MONEY- Settled 5/06/07

Capital One - Won 15/06/07

**Treat everyone as you would expect to be treated yourself**

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Thanks. My claim was for £1500. When they rang they did say they have been extremely busy. I was overdrawn anyway so maybe why the quick response? And also not as much as yours?

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Well done very pleased for you, :D hope you get it in writing soon. Im hoping something will come in the post for me too although wont hold my breath as my claim is nearly £4000

 

GOOD LUCK!!!! Keep me posted how you get on. :)

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Very pleased for you, money should be with u soon!! spend it wisely:D

 

I got a letter yesterday saying charges fair and legal etc. but I've already sent my LBA off about 11 days left for them to reply so will see what happens!!

GE MONEY- Settled 5/06/07

Capital One - Won 15/06/07

**Treat everyone as you would expect to be treated yourself**

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Happy with declaration but how do I go about claiming for the charges which are to be applied to the account in May? I don't want to deface the declaration they have sent me.

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