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    • If that was the reason then that is good news. The whole reason that being able to charge £100 for breaching private car park rules is because the law Lords decided in a celebrated case that the rogues had a legitimate interest in keeping their car park spaces available for all motorists . {parking Eye v Beavis]. However when the business is closed then there is no legitimate interest in keeping spaces free so to charge £100 is a penalty. As such any Court would automatically throw out the case when the penalty charge is accepted.
    • gives them a feeling of grandeur. dx  
    • yep they can be a bit like the TV licencing lot. for 4yrs ive been getting a series of about 8-10 diff letters that just go round a loop. currently upto 61
    • thread tidied. new thread for the court claim is here  
    • new thread created for this claimform please post here now for anything to do with it now . pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .. get a CCA Request running to the claimant . https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . .use our other CPR letter if the claim is for an OD or Telecom Debt or Util debt]  https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ on BOTH type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
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Alliance & Leicester 8/3/06


sparol
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Guest Lueeze

Dont worry, stay cool...they will leave it as late as possible, if you ended up in court (which I VERY much doubt, someone in your area might be able to come and support you!) Dont worry about the Joint account bit, its all fine!

 

Lou xx

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i dont belive it!!! ive just had a word for word letter same as you two but it was signed corole longworth!!!

the damn cheek of them sending the same letter word for word to every single case they deal with!!!!!!!!!!!!!!!!!!!!!!!!!

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  • 2 weeks later...

Received a cheque on Saturday morning for 597.04 - about 100 more than claim but then I have had 50 extra charges go through this month so maybe they're covering their backs.

 

It was accompanied by the usual letter about how it's not an admission of liability and they will be contacting me regarding the account. They're going to have no customers left at this rate!

 

Thanks everyone for your support and good luck to everyone who's in the process.

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Hi,

 

I only have £75.57 worth of charges and I have sent the Request for payment letter and the letter before action and received the same as everyone else. I am a bit worried about sending the claim form. I have read the FAQ's and being me I am a bit confused. Can anyone email me who has been succesful with the A&L what they put on their claim form. Does the form go to the local court? Or do you think it is worth the fight.

 

Good luck to you all.

 

Thank you

 

Carol

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Guest Lueeze

you will just have to be patient, I will look at it in due course!

 

I just checked and I responded to is asking you to check the FAQ's out!!!

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I am in a state of shock. I checked my bank this morning and they have applied another 75 pounds of charges for paying amounts of 15.79, 10.88 and 11.50! THe ironic thing is that I paid in the cheque from them on Monday and desperately needed it to clear as we had no cash - so the refunded charges hadn't yet cleared and caused further charges!

 

I rang the call centre and they advised that I would be contacted about it in writing from the supervisor, I told them if the charges weren't refunded that I would be starting the whole process again. I think they'll probably close my account now but luckily I've got my parachute account open and ready to go!

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  • 2 weeks later...

Sent a preliminary letter and the amount has been refunded but it looks as if they're going to withdraw our overdraft. Luckily we've got enough to cover it as we have come into some money but this could be difficult for people who are worse off.

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I've been home and actually read the letter now and it appears my partner missed out the most important part. Alliance & Leicester are closing our accounts on 4th July and want us to return our cards and cheque books in a teeny tiny little envelope (this is going to be quite difficult considering they send us a new chequebook every other week whether we need one or not!). I'm not sure what to do now as we were going to close the account next week anyway - we've switched to another bank.

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I'm not quite sure what your problem is. You have your money back, you were going to close the account anyway. You could just destroy (shred if possible) the cheque books etc, and tell them you have done so. Surely it's just a case of whether you want them to close the account, or you want the satisfaction of closing it yourself and telling them why. I understand it doesn't affect your credit rating either way. :rolleyes:

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I don't have a problem with them closing my account, my only bugbear is the reason they're doing it - as a consequence of me claiming back money which is lawfully mine!

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Well you wouldn't be the first to fight the closure if you wanted to go that route. There are other examples in the forums.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I have just scrapped a claim against a and l as I have realised I put the wrong addrerss and defendant on.

 

Can anyone advise please who I should be the named defendant in my on line claim

 

Did anyone name steve bailey at the chester business park or just a & l ?

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  • 12 years later...

This topic was closed on 03/07/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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