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    • I have received the following letter from BW Legal today.  Also includes form if I admit the debt and wanting my income details.  Do I reply to this LETTER OF CLAIM please?  Looks like they are ready for court now??  Thank You BW Legal - Letter of Claim.pdf
    • According to Wikipedia - yeah, I know - the site is owned by Croydon Council. It's at least worth a try to contact the council and ask for a contact in The Colonnades. You could then lay it on thick about being a genuine customer and ask them to call their dogs off. It's got to be worth a try  https://www.croydon.gov.uk/contact-us/contact-us  
    • 4 hours were soft play with the kids then moved to one of the restaurants for a meal. Restaurant took ages with our order but it was a group of parents so we were in no massive rush.  Ive been trying to find how to determine 100% if the road is public or not as I just based my assumption on the street signs, traffic lights and the bus. Regarding the PCN, does it covers all requirements needed to enforce or do you guys see any clear weak spots? Considering the size of the place and different areas and businesses reachable through that road where the cameras are, I believe is a massive assumption to use those photographs to calculate the time someone was actually parked in a designated parking spot as there are numerous other areas to load, unload, wait for people, drive throughs of restaurants, etc all within the area accessible through the one road where the ANPR is. One can go through most of the areas on street view in google. You can even see a car parked in the middle of the roundabout for example.
    • thought your story rang a bell. https://www.consumeractiongroup.co.uk/topic/416315-knightsbridgecreditfix-iva-treated-me-very-badly-thinking-of-bk-now-help/ you vanished and never cameback. dx  
    • and it legally informs them of your correct and current address as you must do with all old debts last paid/used in say 7 yrs you dont want backdoor CCJ's. what were the names of these IVA scammers, the one you took it out with, and the one that scammed you to let them take over please? your story is slightly worrying. dx  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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stop panicing, your not going to prison. you shouldnt even be paying the baliff. if you informed the bailiff tht you are on bennefits then he should pass it straight back to the council. contact your council and tell them whats going on. dont let them fob you off or give you any crap. ask to speak to a manager if they mess you around. inform them that bailiffs arent supposed to be used agaist people on bennefits, tell them that the bailiff is threatenig you with prison ( he has no authority to do this, scare tactic) remind them that council tax recovery charges are set by law (c nationdebtline website) you cant be charged for letters and you can only be charged for two visits. also remind the council that they are liable for the conduct of the bailiffs they employ. dont pay the bailiff any money and dont open your door to him if you dont want to. if he calls again, remind him you are on bennefits and that he should have passed it straight back to council, also remind him that recovery charges are set by law. the council can deduct arrears out of bennefits, i think its about 2.68 a week for council tax arrears. the baliffs charges are not collectable by courts or the council. dont take any grief off them.

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But, that's not what I have read about the fees. It says ' For one attendance with vehicle with a view to recover goods after the levy has been made'. But, no levy has been made. Besides, it's £200 they've added on, 3 times what I owe! Are you saying I have to accept that charge?

 

 

 

no you dont have to accept the charge and gaining entrance to your block is not gaining entrance to your flat, so your goods have not been levied and there is no walking possession order. to be legally valid a walking possession order has to be signed. a bailiff turning up in a car is not the same as turning up in a van to remove goods. if a bailiff did turn up in a van, the costs have to be reasonable. this basicaly means if they charge £100 for the hire of a van but you can hire one in your area for £40, you can argue that the charge is unreasonable. anyway, he cant charge for a vehicle unless he gets in to your property and like i said cars dont count. speak to the council asap and dont pay the bailiff anything.

get the council to pull it back. if your ever in the situation again where the debt has been passed to a bailiff and the council say that you got to pay him and its out of their hands, pay on line to the council. the internet doesnt refuse payments and once the debt is paid to the council thats the end of it, no matter what the bailiff says. if original debt is paid then theres nothing to persue. however, cus you are on bennefits its different.

bailiffs shouldnt be used. get the warrent pulled back.

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