Hazzersdad v Halifax ***WON***

[hazzersdad]

Has anyone claimed, or is in the process of claiming for more than 6 years charges? I've read on the main CAG forum of people talking about it; I cant find the thread now and wondered what the situation is.

Regards

[hazzersdad]

Hi

Thanks for the above responses.

I also noticed that at the bottom of pages are "Similar Threads", I should have looked there first, sorry but I get jittery on computors.

I asked Halifax for a list of transactions, without specifying over what length of time; they sent 7 years which is the length of time the account has been open, so this is what I've claimed for.

At the moment we have the standard knock back letter stating their sorrow.

Next week they will receive the LBA.

Will update in a fortnight or so.

[hazzersdad]

Hello All

I started this thread a few weeeks ago but posted it in the general section by mistake (sorry).

Here is where we are; we have only got this far due to the people running and contributing to this site:-

sent SAR 15/12/06

recd list of transactions and charges 10/01/07

sent prelim letter and copy of statements 12/01/07

recd reply saying Halifax are sorry and will look into it 17/01/07

sent LBA with copy of statements and scedule for claim of charges (without amount of interest) 27/01/07

 

Now just waiting and reading up on the next step, issuing a court claim.

 

Good luck to all readers.

Hazzers dad

[hazzersdad]

Cheers AWC

Thanks for the reassurance. Hope we are both celebrating shortly

[hazzersdad]

Bit of a delay now, the LBA sent recorded del hasnt turned up so resent it Monday 05/02 special del.

In cases like this do we give them another 2 weeks?

 

 

Sent S.A.R - (Subject Access Request) 15/12/06

recd list of transactions and charges 10/01/07

sent prelim letter and copy of statements 12/01/07

recd reply saying Halifax are sorry and will look into it 17/01/07

sent LBA with copy of statements and scedule for claim of charges (without amount of interest) 27/01/07

resent LBA 05/02/07

[hazzersdad]

Hi Chaddyowl

Thanks for that; gave them a call Monday but they had no record of receiving it.

Thanks anyway

[hazzersdad]

Hi SSL

I didnt phrase the above very well.

I phoned Halifax Monday to see if they had recd the original LBA sent recorded del, they had no record of receiving it so then resent it special del.

[hazzersdad]

Thanks SSL for the advice.

I talked to Hazzer and he is going to phone Halifax tomorrow telling them we are proceding with the claim; the phone call will give them a chance to settle before court, which one would think would be beneficial to both parties? Logically?

[hazzersdad]

Just an update

Phone call to Halifax 09/02 to remind them that we would be going to court 12/02 with NI claim form. They said to do what we must do as they were snowed under and couldnt give any other response.

 

12/02 took N1 claim to local county court with £120

 

Sent S.A.R - (Subject Access Request) 15/12/06

recd list of transactions and charges 10/01/07

sent prelim letter and copy of statements 12/01/07

recd reply saying Halifax are sorry and will look into it 17/01/07

sent LBA with copy of statements and scedule for claim of charges (without amount of interest) 27/01/07

resent LBA 05/02/07

N1 claim to county court 12/02/07

[hazzersdad]

Now got the county court Notice of Issue.

Claim issued 12/02/07

Deemed to be served 14/02/07

Halifax have until 28/02/07 to reply - roll on.

 

Hazzers dad is out of the country from 27/02 for 4-6 weeks and Hazzer himself will continue with the claim, i'm sure with a little help from yourselves he'll get through it.

 

------------------------------------------------------------------------

Sent S.A.R - (Subject Access Request) 15/12/06

recd list of transactions and charges 10/01/07

sent prelim letter and copy of statements 12/01/07

recd reply saying Halifax are sorry and will look into it 17/01/07

sent LBA with copy of statements and scedule for claim of charges (without amount of interest) 27/01/07

resent LBA 05/02/07

N1 claim to county court 12/02/07

deemed served 14/02/07

[hazzersdad]

Hi SSL

Thanks for the encouragement.

Sorry to see yours isnt going quite to plan, just another delaying tactic by Halifax.

 

Good luck

Hazzers dad

[hazzersdad]

Just think of the interest

[hazzersdad]

Update:

Hazzer had a call from Halifax 20/02 offering £25 less than the original claim; Hazzer explained they need to pay the full amount plus interest plus £120 court fees as proceedings had begun and Halifax were deemed served on 14/02. The lady from Halifax was suprised at this (she shouldnt have been as Hazzer phoned them to advise he would be going to court). she said they would send the offer out by post anyway. To date nothing has turned up so we will be back at the local court 01/03/07.

 

Sent S.A.R - (Subject Access Request) 15/12/06

recd list of transactions and charges 10/01/07

sent prelim letter and copy of statements 12/01/07

recd reply saying Halifax are sorry and will look into it 17/01/07

sent LBA with copy of statements and schedule for claim of charges (without amount of interest) 27/01/07

resent LBA 05/02/07

N1 claim to county court 12/02/07

deemed served 14/02/07

[hazzersdad]

just to let you know the bank has had there 14 days afeter the notice of issue (court proccedings) and have not replied. i will be at the court as soon as it opens in the morning to take the next step. Hopefully it wont be to difficult from here

[hazzersdad]

RESULT. The halifax eventually paid out. They put the money into my account yesterday. They were still trying to stall me till next week but i threatened them with the bailiffs and then they put the money in. So i am pleased. And to everyone there still trying just keep going.