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My credit card has not sent me my credit agrement under the CCA1974 can i still go after my charges if the credit agreement is not enforceable

i know its a silly question but i need to know

 

i was think of going after my charges first

then my payment for the unenforceable agreement.

 

any ideas

My Claims:

 

Isle of Man Bank -

WON £3054.79 (settled at court stage)

 

BarclayCard -

Claiming £701.89 Part 3 letter sent

 

Capital One -

WON £1500 (settled at court stage)

 

CitiCards -

Claiming £1549.41 (at court stage)

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If you were to make a claim then you would be doing so on the basis that a contract exists, or existed, otherwise how could they have added charges for breach of contract?

 

Of course, that answer ignores many other issues raised by your question - but, as you said, it was a silly question anyway, so I will just address the question you asked.

 

 

 

 

 

 

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thanks thats what i thought

My Claims:

 

Isle of Man Bank -

WON £3054.79 (settled at court stage)

 

BarclayCard -

Claiming £701.89 Part 3 letter sent

 

Capital One -

WON £1500 (settled at court stage)

 

CitiCards -

Claiming £1549.41 (at court stage)

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Share on other sites

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