Jump to content


  • Tweets

  • Posts

    • thanks dx did i check the wrong thing , i havent checked any credit file as i have no credit at all not in well over 7 years now all bills are in my husbands name, have joint building society account for our state pensions to go in thats it for me, do not want any credit either at our age we just pay the bills when we get them
    • I have been doing a lot of reading but the intricacies of legalities is not always obvious to someone like me  and it’s a lot to take in for someone new to this So how else is it served?  so by that it seems you are saying that they will need proof of postage or will a judge accept that on the balance of probabilities a large company will likely to have sent it?   
    • @jk2054 Thank you for this detailed response, and appreciate you are responding while busy.  In response to your points: In regards to the £25 and £4.82 paid by packlink, in my witness statement, it is clearly explained that this amount of £29.82 is not in dispute. I agree with you that I will focus on claiming under the contract you have with EVRi as you entered into a direct contract with them according to packlink T&Cs.  I also agree that I will focus on terms 3b and 3c of the Packlink T&Cs and apply rights as a consumer, and use the third party as a backup if required.  Does it mean a new witness statement will need drafting to send to the court / Evri?  As per my previous post #246, I am thinking of sending an email to Evri and the court, that I have already sent my WS to them by post/email and attach the email that was sent last weekend to them containing my WS. In the email, is it worthwhile also telling Evri that I will be making a point to the judge that: the Packlink T&Cs provided by Evri in their witness statement clearly explains in terms 3b/3c that when a transport agency (Evri) is chosen by a user (myself), a contract is formed by the user and transport agency. Therefore, Evri's view that there is no contract is flawed, as under the T&Cs, there is a contract formed when I chose for my parcel to be delivered by Evri via Packlink. Evri's own T&Cs also state when a parcel is sent with Evri, a contract is formed between the sender and Evri. Happy to get any more thoughts on the above and then I will send the email either tomorrow or by Monday.  @BankFodder I have provided the screenshots and information you requested in post #248. Please let me know if there is anything you want to add to the above, before i send the email out to Evri and the court. FYI - Court date is in 2 weeks on 7th June.
    • as long as all your old addresses are showing on your credit file. there can be no CCJ, backdoor or otherwise. dx  
    • hi word for word the message says please contact us now on 03333201829 or an enforcement agent will visit you and a minimum fee of £235 {set by legislation} will be added to your balance quote re ++++++ that was sent on 20th feb, i then checked on the register judgements and fines website to see if there were any ccjs but it was clear,i checked old address and my new adddress,  will probably check again to see if there is anything  thanks for your help   
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

@natwest_help help required


Johnhd
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2405 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi

 

I sold a phone via fb marketplace and he paid into my account.

 

I sent the phone and I assume he has received it as he has now reported me as a [EDIT] to Natwest saying he has received nothing.

 

I have no proof of post. The bank has blocked my access to online banking and use of my card

 

I have no access to my monies.

 

I spoke to them and they said that I am being investigated by the team

 

I am outraged as obviously the person saying I am doing him over is in fact trying to do me over

 

Any how. How will I get my account back and my monies? Also I hear fraud and think of the police. Is this guys games going to get me in trouble?

 

Thanks

Link to post
Share on other sites

I what proof have you that HE reported you to NatWest?

I doubt it.

 

somethings not right here.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I don't have any apart from taking the ladies word for it over the phone to the fraud team.

 

She also gave me his name.

 

I found it odd as the phone I posted would have only arrived today so he has acted quickly

Link to post
Share on other sites

its got nothing to do with your bank!!

 

they have no authority whatsoever to close your bank account just because you supposedly didn't send a phone

 

you'll find the fleecers has done a clawback on the money He wired YOU

probably via western union or one of the other dodgy methods wherby he can recall it.

 

whilst they investigate HIS fraud

your account will be blocked

 

this sc@m happens 1000's of time a day onm ebay etc etc

 

because people never read the warnings about such sc@ms

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi

 

He paid from his bank account straight into mine. Whether his bank account is legit I do not know.

 

My bank and monies today is still unavailable. I have no been in trouble on eBay for an unpaid item.

 

The way things are looking this guy is going to be getting my account closed and result in me losing my balance

 

I posted the phone. He has obviously got it but thinking about it, there would be no difference if I were to hand him the phone. As it's a bank transfer.

 

I want my money and bank account to work :-/

Link to post
Share on other sites

they have no authority whatsoever to close your bank account just because you supposedly didn't send a phone

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

well its not done because of what you've done

 

I would suspect he is a well known sc@mmer and the payment to your account is the fraud

yes they'll lock yours down to stop you spending the fraudulent money transferred in from his fraudulent account

 

might not even been from his account

could have been someone elses he's hijacked

and you might not be the only person too to get funds from it.

 

this will resolve itself in time but I doubt you'll see that money nor the phone ever again.

 

sadly you've fallen for one of the oldest tricks with online trading

you should never ever allow people to pay you direct

always use a third medium that gives you protection like PAYPAL

 

have you alerted FB marketplace

and contacted action Fraud?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

No. I have spoken to them. The cause is me. They are literally naming me the [EDIT]

 

This is why I'm so angry. It is a joke. I said ok let me report him and they would not allow me as I'm the one being investigated. I was speechless

 

I don't know my next act. Natwest know I have had the monies and spent the monies. It was mine to spend. So am I going to be 200 down, a bank account down and my balance down

 

I am so angry it's unreal and all i seem to be able to do is wait

Link to post
Share on other sites

so YOU@VE done nothing to counter the claim

as post 8

get moving

another day wasted.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I have spoken over the phone to the team and answered all the questions.

 

The woman was actually really offensive as she was speaking to me like she was a police officer and I'm the criminal and it was not a nice experience at all

 

I'm not sure what else to do.

Link to post
Share on other sites

have you alerted FB marketplace

and contacted action fraud?

 

I wouldn't be talking on the phone

you need a data trail

everything in writing

 

might be an idea to email the CEO and complain

 

to date you've simply accepted you've been sc@mmed which is why you are being treated like dirt

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...