Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2468 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Explain how you have contacted Jacobs upon receipt of their notice and that they have been unable to accept your offer of repayments. Go on to state that you believe that your situation is quite exceptional, given you only work part time and that you are struggling financially. State you would not be able to sustain the repayments at the rate that Jacobs require. Ask that the council consider your offer of £30 per month based on the I&E breakdown that you attach to the letter/email. Emphasize that this is all that you can afford.

The situation is far from exceptional - trying to state a particular case is 'exceptional' will often alienate people. By all means a person should be able to provide the evidence and emphasise that they is all they believe they can afford but it needs to be kept in perspective.

 

Go on to enquire as to why the council did not send you a request for further information. remind them that at no time have you ignored this debt and continued to remain in contact with the council both before and after the issuing of the liability order. Given that you only work part time, state that you consider the decision to use enforcement agent to be wrong and had the council requested further information, they would have been aware that your financial situation was not ideal for enforcement.

A 'request for information form', the regulation 36 notice, is not a legal requirement. The council are not required to send it or undertake any means testing (or similar) prior to using an enforcement agent.

 

State that had the council requested further information, it would have been clear that enforcement was not suitable and that an attachment of earnings was better suited in your case.

An attachment of earnings is not necessarily a better option and wouldn't have to be used, even if the council had the information. Without knowing the wages it can't be said what it would bring in but ultimately the overall decisions from the council is under no requirement to do what is better for the debtor.

 

Furthermore, guidance from Government agencies and Citizens Advice both urge authorities to explore alternatives to enforcement - Especially when the debtor is on low income.

There is guidance which urges a Local Authority to give consideration but there's no legal requirement to do so.

 

Please do post back once you have spoken with the council.

I'd echo that - the way forward is to speak with the council and then position yourself based on their response.

Link to post
Share on other sites

Also as you will see stated below, the post from SS was not an excellent response and is littered with mistakes.

 

Mistakes, Where ? The default position you adopt is that everyone else is wrong simply because they point out the legal position in respect of legislation. Where it may well be helpful in some cases for a council to step back slightly before taking enforcement action they can continue to take as it long as the law says it's legal.

 

Again, your claim that there is no requirement to follow guidance is not worth the paper it is printed on in this situation - Nobody is considering legal action. A failure to heed valid advice is deemed maladministration. Furthermore, the LGO has stated publically that if recognised guidance is not followed, she will likely deem the council guilty of maladministration.

I never said guidance wasn't important, I pointed out that it is not legally binding - a different issue all together. I also never mentioned any taking legal action.

 

The LGO declines to find fault in many cases on the basis the council has followed legislation and acted correctly, even where it is possible that the council may have taken some action because what they have done is not in anyway contrary to legislation. If there was maladministration every time the council didn't do something that someone, somewhere, had suggested they may do then every almost single case would be upheld by the LGO, something which doesn't happen for the obvious reason.

  • Haha 1
Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2468 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...