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    • wont go near it with a barge pole as its ex gov't debt.  
    • Thanks, I've had my fill of this lot. What makes me so mad is that I had to take out student loan to get any DHSS help. And then when I tried to help myself and family they presented obstacles. Might be worth passing story to RIP off Britain?
    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
    • was at the time you ticked it  but now they've still not complied . if you read up, here , you'll see thats what everyone does,  
    • no they never allow the age related get out, erudio are masters at faking supposed 'arrears' fees which were levied before said date and thus null its write off. 1000's of threads here on them!! scammers untied that lot. i can almost guarantee they'll state it's not SB'd too re above, but just ignore them once sent. dx    
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

chezt V RBS Mastercard


chezt
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Letter done & just awaiting checking spready as there appears to be summat strange happening on part of one of the columns :confused: (I've stuck it down a certain hole hoping a certain person will see it & tell me what the problem is .... :rolleyes:;) )

 

Dear xxxx

I refer to your letter of DATE relating to my request for repayment of charges and following my correspondence of DATE In this letter you clearly state that you were looking into this matter further and assured me you would contact me within ten business days to let me know how you would be able to resolve the issue or at least to advise how you were progressing with my complaint. To date I have received no such correspondence and I am quite frankly shocked at the way my request has been handled. I had always reposed confidence in your integrity and expertise as my fiduciary and I must say that your lack of customer service concerns me.

Whilst waiting for your reply I have been reviewing my claim and upon checking my schedule, it appears I omitted some important lines of information which were relevant to my claim. As this has increased the amount I am claiming I will allow you a further 14 days in which to consider my claim and deal with my request without the need for court action.

I feel I have been particularly fair and lenient with my timescale and have already given you ample time in which to settle my claim. I would be obliged if you could now refund by return a cheque for the full amount of my claim no later than Friday 27th April 2007. Failure to do so will leave me no alternative but to begin a claim against you in the County Court without further delay for the full amount including interest (currently standing at £XX.XX as of today’s date and incurring interest at a daily rate of around £0.xxp) plus my costs and without further notice. I feel sure however, that you will not consider this a viable or cost-effective option.

I have attached an updated schedule of the charges which I am claiming for your information.

I ask you to note that I require payment of this refund by cheque, not refunded to my account as it is my intention to forward the funds via CCCS to distribute to all my creditors and not just RBS. This request is not unreasonable and I trust this will be satisfactory.

I trust this clarifies my position and I look forward to receiving your positive reply. You are reminded that there will now be no further extension to this timescale.

Yours faithfully

CHEZT

any comments welcomed ..... :)

 

 

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

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Yeah, I got it Chez, but until someone fixes the lights, I can't see a thing.

 

Anyway - how did you find me ? You're not supposed to be able to see me when the lights are out ? :D

 

You still using those old Google sheets ? I dunno, I just dunno.....:rolleyes:

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Yeah, I got it Chez, but until someone fixes the lights, I can't see a thing

 

I'll send u a torch!

 

You still using those old Google sheets ? I dunno, I just dunno.....:rolleyes:

'cos it's an OLD blimmin claim so it's still the OLD blimmin sheet! ;):p

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

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