EGG/Drydens 2007 CCJ/CO help

[bob4566]

Hi All,

I had bad time with my business in 2004 and

eventually it become a court case with HSBC business loan.

 

AT that time I could not deal with any other creditors and

in the end, of which all defaulted.

 

A CCJ for over £14k Egg loan made against in 2006

I didn't defend the claim and

 

there was an interim charging order made against our property

later a final charging order was registered in 2007.

 

I am paying £40 to DCA for this debt from 2011.

 

I knew it was my mistake and mentally I was not fit.

 

I sent SAR to egg and got a reply but I could not get much information or any court papers.

 

DCA is drydens ltd

 

My question is there anything I can do now?

Any advice offered would be greatly appreciated.

 

Thanks in advance.

 

B

[dx100uk]

so drydens were the solicitor

for the claimant DCA

that you now pay?

 

dx

[bob4566]

Hi DX,

 

Yes, I am currently paying to the claimant DCA (drydens Solicitor)

 

Thanks

B

[dx100uk]

cant really see what you can do then.

 

not got PPI etc etc have you

 

EGG sold the debt for a reason.

[bob4566]

There is no PPI but at that time I was not well, so I could not file a defence, however, I know that I can not use that as my main point.

 

If anyone has any advice, it will be much appreciated.

[dx100uk]

who took you yo court sorry.

drydens were the solicitors not the claimant.

 

lowells? arrows?

 

 

dx

[bob4566]

Hi Dx,

 

I checked through some old letters, and I found the default judgement letter (N30) showing that the claimant is EGG BANKING PLC, and drydens is their solicitor.

 

Thanks

B

[dx100uk]

cant see what you can do then.

 

the CCJ overrides any need for a valid agreement

 

the CO enforces the CCJ

which will fall off after 6yrs

 

but the CO is there till paid off sadly.

 

dx