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Hutchison 3G / Lowell Portfolio 1 Default


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Hi Welcome to CAG.

 

1. Noddle although free tends not to be up to date as it uses '2nd hand' data, so wise to check a main agency.

also the 'settled entry' from H3G can show side by side with the updated entry from Lowell, it does show the true conduct/progress of the account. ( you can ask H3G to remove their entry if it worries you although it in not 2 defaults for the same debt).

2. Lowell probably did not add the charges. The default sum is the amount needed to remedy the account and bring it back within the terms of the contract, which will obviously be less that the full outstanding balance.

 

3. Lowell will be in touch as soon as they decide to pursue the debt.

 

Hutchinson have sold the debt paying them will not help you.

 

Did you just stop paying the account e.g. stopped a direct debit? If so this will account for cancellation charges etc.

 

Having dealt with 'complaint' by phone I would not hold much hope for getting the default removed.

 

How much is actually owing?

  • Confused 1

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As said I doubt Lowell have placed the charges, the default sum is what is need to put the account back within the terms of the contract, cancellation fees and the full balance would be the Final figure.

 

If you want the answer SAR to H3G.

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Thanks Brigadier,

 

So if Hutchison 3G have no record of this balance then would this mean the default has been misrecorded?

 

No I don't think this is the case here, there I often confusion regarding the 'default sum' and the outstanding balance, especially with telecoms service agreements where cancellation charges are added when the account is closed.

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