Ive been Foolish, Insurance Fraud

[resltessangel]

not going to mention to much on here to retain my identity

 

recently had a motoring accident, third party flew round blind corner not giving me time to react I took car off road onto verge to avoid other cars path. the other car DID make contact with my car and drove off.

 

Notified insurance mid night doesed up after injuries substained in accident myself and my passenger and foolishly stated there was an additional party in car (Have Requested audio recording), dont know what I was thinking but this was initial day only and have maintained since over 2 weeks that only myself and friend were in the car. I had taken strong painkillers after crash and before I phoned I understand its not an excuse but the additional party claim was spur of moment never proceeded or even any claim submitted.

 

The insurance company have not been the best to deal with since day one, questioning everything over telephone despite several emails requesting communication via email only I requested this when I suspected there was an issue with claim. They have today declined to validate my claim due to apparent discrepancies in stories.

 

The claim was submitted over 14 days ago, the insurance had there backs up since day 1 had to obtain several documents off dvla and other agencies also asked why i was not on the electrol role.

 

The assessor came out with 48 hours after accident although insurance wont disclose what report states although dvla have told me car been written off.

 

I have submitted a subject access report as i have had nothing in writing and all this communication has been via telephone and phoning the other parties directly after each other questioning useless landmarks and figures.

 

The police have recorded this as a hit and run and have crime number but not investing due to lack of cctv and third party car type is common.

 

My car is still outside my house has not been collected, my passenger at the time has substained a cracked rib, seatbealt injurys, sprained wrist and whiplash. I have broused my shoulder and my neck aches,

 

Please advise guys I have never signed to say there were more passengers i was foolish although i could have been asked who I was with which would have resulted in me naming the third person as they were at the location I dont specifically recall saying they were in car, call recording has been requested the last 3 days but and my incident report clearly states the events.

 

They requested document after document and when i today pulled them on policy wording of we will make you a settlement within one day of receiving all requested documentation, i was phoned to be told my claim was not validated being void. Have been very awkward to deal with from day 1.

[resltessangel]

not going to mention to much on here to retain my identity

 

recently had a motoring accident, third party flew round blind corner not giving me time to react I took car off road onto verge to avoid other cars path. the other car DID make contact with my car and drove off.

 

Notified insurance mid night doesed up after injuries substained in accident myself and my passenger and foolishly stated there was an additional party in car (Have Requested audio recording), dont know what I was thinking but this was initial day only and have maintained since over 2 weeks that only myself and friend were in the car. I had taken strong painkillers after crash and before I phoned I understand its not an excuse but the additional party claim was spur of moment never proceeded or even any claim submitted.

 

The insurance company have not been the best to deal with since day one, questioning everything over telephone despite several emails requesting communication via email only I requested this when I suspected there was an issue with claim. They have today declined to validate my claim due to apparent discrepancies in stories.

 

The claim was submitted over 14 days ago, the insurance had there backs up since day 1 had to obtain several documents off dvla and other agencies also asked why i was not on the electrol role.

 

The assessor came out with 48 hours after accident although insurance wont disclose what report states although dvla have told me car been written off.

 

I have submitted a subject access report as i have had nothing in writing and all this communication has been via telephone and phoning the other parties directly after each other questioning useless landmarks and figures.

 

The police have recorded this as a hit and run and have crime number but not investing due to lack of cctv and third party car type is common.

 

My car is still outside my house has not been collected, my passenger at the time has substained a cracked rib, seatbealt injurys, sprained wrist and whiplash. I have broused my shoulder and my neck aches,

 

Please advise guys I have never signed to say there were more passengers i was foolish although i could have been asked who I was with which would have resulted in me naming the third person as they were at the location I dont specifically recall saying they were in car, call recording has been requested the last 3 days but and my incident report clearly states the events.

 

They requested document after document and when i today pulled them on policy wording of we will make you a settlement within one day of receiving all requested documentation, i was phoned to be told my claim was not validated being void. Have been very awkward to deal with from day 1.