HSBC DCA has issued summons for interest on default notice

[BRIGADIER2JCS]

Was the default satisfied in full within the specified time limit?

 

I would like to see the agreement you have can you remove

all personal data barcodes from it and scan an post it up here.

[BRIGADIER2JCS]

HMCS small claims mediation service, can mediate by

phone, and no ccj is made.

[BRIGADIER2JCS]

On the AQ there is a box to

tick to go for mediation, telephone

appointments are not stressful.

The mediator will phone you and explain

what will happen, the they phone the claimant

who then put their side of the story, which

the mediator the relates to you, you the have

your say and so on reach an agreement a consent

order is made and sealed by the court a Tomlin

order is then made stating how the debt is to be paid

and over how long.

 

You set up a standing order to pay the debt and as long

as you keep up the payment that't the last you will here

of it until they tell the debt is settled.

 

The order is binding on both parties,but if you don't pay

then the claimant can ask for judgement.

 

I have carried out mediations that have resulted in a

debtor paying £5.00 per month over 40 years and no CCJ.

[BRIGADIER2JCS]

Yes file the defence, yes they have to agree, but mediation

is cheaper for them.

 

HSBC are not very cooperative in things like this.

[BRIGADIER2JCS]

Brig, loulou hasnt got that far yet.

 

She is wanting to negotiate sooner rather than later.

 

Andyorch will be looking in later on

 

 

 

OK.