So about to start claiming ppi after receiving SARS

[birdi]

Hi Peeps,

 

Right I received my Sar requests from past and current creditors, I am looking at claiming ppi but have a few queries If any1 can help,

 

Egg credit card march 2003, I am not sure If ppi was added as not showing on my credit agreement,Is this one of those that are hidden? I took it out online, also I called and they offered me a personal loan to clear credit card which i took and this as PPI on which i wasnt aware of, this was 2004,

 

Natwest I owe money to still but I had ppi on all my finances with them,

 

Also i had car finance with blackhourse which was for £10k but I paid it off after 1 year by selling my car, not sure if i had ppi on as i have sent a sar request to blackhorse with £10 and they returned twice saying cant find details and it was within 6 yrs, so i will now contact the care garage i bought the car from, will the ppi only be calculated till it was paid off?

 

thanks in advance for your help

I

[ims21]

Hi

 

With the Egg card any PPI amounts would be shown as a payment on the monthly statements. Have you got them all?

 

Natwest...you can claim it back if it was mis-sold.

 

Black Horse should repay the premiums paid plus any interest charged on it plus 8% on payments made. So BH are claiming they cant find details and this was paid off less than 6 years ago?

 

For the loans, have a read of No.1 in my signature.

 

ims

[birdi]

Hi

 

With the Egg card any PPI amounts would be shown as a payment on the monthly statements. Have you got them all?

 

Natwest...you can claim it back if it was mis-sold.

 

Black Horse should repay the premiums paid plus any interest charged on it plus 8% on payments made. So BH are claiming they cant find details and this was paid off less than 6 years ago?

 

For the loans, have a read of No.1 in my signature.

 

ims

 

Thanks for your reply, egg statements shows ppi payments on my loan agreements but not credit card so they only added it on that by the looks, natwest told me I could only have loan with ppi as this carried on from 1st loan I had with them, and black horse returned my postal order an letters twice saying cannot find details without agreement number even though I supplied everything from car details to payment amounts to dates, but I'm hoping maybe peugeot garage where I got it will have details or maybe car car craft who I sold the car to, they prob know I will be checking ppi so they are playing games bh

[ims21]

Ok so you are doing some more investigating on the BH one.

 

Egg credit card doesn't have PPI.

 

Egg loan does...have you got the agreement?

 

Nat West....are you still awaiting the SAR info?

 

ims

[birdi]

i have the information for the egg loan and natwest,

[ims21]

Hi

 

Ok for the Egg and Nat West Loans, have a read of No.1 in my signature and use the spreadsheet at the end to work out the claim amount.

 

Go to the fos website and download a copy of the consumer questionnaire. Complete one for the Egg Loan and One for the NW loan.

 

Send a copy of the claim spreadsheet and a completed questionnaire to the lender.

 

They will have 8 weeks to investigate and give you a final decision before you can pass it to fos of they don't cough up.

 

ims

[birdi]

Ok, will do, thanks for your help, will try and get somewhere

 

Birdi

[ims21]

If you need help with the figures etc just shout here