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    • Well that will lead to more backdoor CCJs. I think you need to complain to all and sundry.  Let's start with the BPA.  The BPA are PE's mates, so they will never decide that PE have done anything wrong.  But that's not the point, correspondence between the two may lead to PE promising to write to the Scottish address, which is all you want.  Check the below for accuracy as methinks you have sent more correspondence that what I've quoted.  How about something like - Dear BPA, Re : Parkingeye Ltd PCN no.XXXXX, Claim no.XXXXX PCN no.XXXXX I am writing to complain about your above-mentioned member. I understand of course that you cannot enter into the merits of why a PCN was issued. The reason for my complaint is that, instead of writing to me at my address at XXXXX, Scotland, your member insists in writing to me at XXXXX, England, which is an address which I have never lived at.  I have always resided at the Scottish address.  The address registered with the DVLA for the vehicle is my Scottish address. I first because aware of this mess when the person who lives at the English address kindly contacted me, to tell me that a County Court Judgement for me had arrived at that address.  I requested that Parking Eye agree to a set aside by consent.  However, they refused.  I ended up paying £XXX despite having had no chance to defend myself. Regardng the second PCN, I attach correspondence dated XX February and XX March.  The latter was a complaint - which your operator has completely ignored.  Even worse, they have instructed debt collecting agencies twice to write to the English address.  On top of this, the person at the English address is moving out next week which means I am in danger a second time of losing a court case by default. I would therefore like to complain about your operator and would request that you instruct them to do what should be a simple thing - to write to me at my correct address. Yours, XXXXX
    • The lucky winner put the £100 into Premium Bonds just over a year ago. Check who scooped the £1million jackpot and all other major prices above £1,000 in our tables.View the full article
    • Hello DX -  So an update:  Resolvecall have written to say they have closed the account with them and passed it back to Capquest after receipt of my SB letter. Capquest have written twice, once offering a payment plan and the second letter after receiving my SB letter saying they are looking into my complaint and will respond within 8 weeks.   Absolutely no mention of what the debt is, was or from when or any details still.   Is this a case now of waiting to see what they come back with or is now the moment for me to send another letter via Solicitor please?
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RBS credit card debt & wetcloths


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I have one search done by Wetcloths , but I am suprised I haven' t been searched on before,

 

 

How long does a search stay on credit file changed address, Equifax notified, if some one has done a runner isn. t Equifax the first place a dca would look?

 

I have one search done by Wetcloths ,

but I am suprised I haven' t been searched on before,

 

 

How long does a search stay on credit file changed address,

Equifax notified, if some one has done a runner isn. t Equifax the first place a dca would look?

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Unrecorded searches have no impact on ''credit rating''

You credit report details how long and how much effect

searches impact.

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Previous addresses, linked addresses, fiancial links(joint accounts).

electoral roll.

Basically looking for you.

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Are you checking just one CRA or all 3 major agencies,

Experian and Call Credit as well may have entries not

all DCAs/Creditors use just one agency.

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NO sharing of data, also there are many ways of tracing

individuals other than CRAs.

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If they are not chaing you why not just keep a low profile.

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In two minds, had a phishing letter from wetcloths if I reply and tell them I havent got a clue , who what when, am I opening up a can of worms? or keep schtum

Un;less Westcott have stated clearly what they are chasing ignore until they do.

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If you want a free credit report get it here. I filled out their application form on line last night. very straight forward, even if you are not computer savvy. What is important is it is so easy to read very simple format. unlike Equifax , Everything in front of you easy to navigate.EQUIFAX told me that wetcloths had put a trace on me, not a problem, but with noddle they gave me the date and on what property.You do get adverts on their website,some for financial products, but with my **** poor credit rating they certainly wont be targeting me !:!:

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The problems I have found with Call Credit products are

that their services are not used by many major lenders,

and so their records are sometimes misleading as full up

to date information is not available.

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The problems I have found with Call Credit products are

that their services are not used by many major lenders,

and so their records are sometimes misleading as full up

to date information is not available.

It had my gas bill which suprised me but that was up to date

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I have been with Noddle since the very beginning and while it is easy to use, not all creditors use Call Credits services and as such, Noddle files can be a bit short of info

If you are asked to deal with any matter via private message, PLEASE report it.

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It had my gas bill which suprised me but that was up to date

Never seen a utility bill on CRAs unless there has been a problem, perhaps CC are desperate for custom.:madgrin:

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It does need reading with the covering notes an explanations.

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Part of the site team ''job'' checking on threads subscribed to:madgrin:

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Yes, apparently I 've gone away, gone where on holiday!!

 

That's a nasty marker to get stuck with.

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Never seen a utility bill on CRAs unless there has been a problem, perhaps CC are desperate for custom.:madgrin:
Yes that really suprised me. also I am in dispute with a car ins company, which has been passed onto a dca, that was'nt on either report
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