@santanderbankgb Santander wont let me reduce overdraft....again

[Loontwo]

The story (which I may of mentioned before) is that I got my overdraft a few years back as that xmas was an expensive one.

 

it was £300 and I planned to pay it back at least £50 a month until it was cleared. When I only had £100 left to pay it just kept giving me an error saying I couldnt reduce the limit.

 

When speaking to them I was told some rubbish and that I could not reduce my overdraft anymore until Feb 2012 (the 16th or something like that)

 

Next month they are introducing their £1 a day charge up to 20 days for every day you are in your overdraft. No way do I want to pay that (if im desperate I may as well take out a payday loan as its cheaper). I tried to reduce my overdraft earlier and guess what??

 

"We are sorry but this amount exceeds the allowable limit available on this account at this time."

 

Pathetic. Even though (in their words) they claim that I couldnt reduce it until this month.... I still cant reduce it now.

 

Is there a way to make them accept repayment of the overdraft? and secondly is there any bank that I can switch over to that will take my overdraft off santander's hands?

 

thanks

[RubyGirl]

Hiya, its possible that £100 is the minmum overdraft that is allowed and so they cant reduce it to £50. Have you asked them to just remove it?

[Loontwo]

Sorry for the late reply,

 

yea I have asked that a few times with them, they have said its not down to being at the minimum, they claimed their minimum is £50 and tried paying the full £100 off, as well as asking in my bank branch who just give me different dates that I can reduce it, but when that date comes around the same errors occur