New to Money Claim??

[D Feather]

Hi, the help so far has been very helpful but i have a few questions with reguards to money claim as this is all still very new to me!

 

1) Should i lose moneyclaim will i have to pay any more additional fees other than the origional fee for making the claim?

 

2) Can i claim for further charges which i have incurred since the last letter i sent to Northern Rock that i havent told them i am claiming for?

 

3) On the Particulars of the claim um unsure of the interests bits still!! can you please show me your particulars for you claim so i can see what the interest bit should look like! (dont display your account number thought) :-|

 

Thanks

Dave

 

 

If the questions i have asked have helped you please click on the scales so i can try to bulid a good reputation and continue to ask questions to help you! thanks

[ukaviator]

Hi Dave.

 

If you lose,as long as the claim is below £5000 there will be no other costs involved.You lose your £120 fee.And a few teeth when you grind them together with rage.

 

The Moneyclaim Particulars are in the Bank Templates library on this site.Follow my links below.

 

Here is the wording that should fit:

 

Claimant has account (A/C No-sort code) with Defendant from (Date a/c opened) conducted on their standard terms and conditions. Claimant is claiming the return of (£0.00 = amount of charges claimed) taken by Defendant in charges over (X) years. The Defendant's charges are a disproportionate penalty and therefore unenforceable as they are contrary to common law. They are also invalid under the Unfair Contracts Terms Act 1977 s.4 and under the Unfair Terms in Consumer Contracts Regulations 1999.Para.8 and sch.2.1.e.

In the event that the charges are not a penalty they are unreasonable within the meaning of the Supply of Goods and Services Act 1982 s.15. Defendant has declined justification of charges despite repeated requests. Claimant claims interest under Sec.69 of the County Courts Act 1984 at a rate of 8% a year from (Date of 1st charge) to (Date of filing claim) of (£0.00 =The interest in the 8% spreadsheet calculation) and also interest at same rate up to the date of judgment or earlier payment at a daily rate of (£0.00p = Amount of charges claimed x 0.00022).

You put down the total amount without the court fee and interest, then add 8%

Ukaviator

[D Feather]

Hi,

I have started moneyclaim against Northern Rock which moneyclaim shows they have aknowledged and have 28 days to reply, if it goes to court do moneyclaim represent me or do i have to appear in court my self?

 

Also on my moneyclaim online process there is a part which i need to make a decision on (its the SELECT TYPE OF JUDGEMENT bit:confused: ), but im not sure if i have to do this now or do i wait to hear from Northern Rock. Below is the text which i have to choose from :

 

"Do you wish to enter Judgment by Default or by Admission? Please select one of the options below:

The defendant has not filed an admission or defence to my claim

(Judgment by Default)

You will need to decide, how and when you want the defendant to pay. You can ask for the Judgment to be paid by instalment or in one payment.

The defendant admits that all the money is owed

(Judgment by Admission)

If the defendant has given a new address on the form of admission to which correspondence should be sent, update the defendant's details within the following Judgment request."

 

(taken from the moneyclaim website)

 

Please Help!!!!!!!!