Equidebt

[BRIGADIER2JCS]

Hi well known to CAG.

Ignore until they actually

state what they want.

 

Brig.

[BRIGADIER2JCS]

Hi Welcome to CAG.

Send them This:

'' Take note I do not acknowledge any debt to

you or any company you may claim to represent''

 

Further to your recent contact regarding xxxx xxx

I am formally informing you that the alleged debt

is STATUTE BARRED and therefore I will NOT be

making ANY payment OR offer of payment now

or in the future.

You will therefore remove all data relating to me

from your records how so ever held.

I am sure I do not have to remind you of the OFT

Guidance on Statute Barred debt, and in particular

the selling of SB debt without informing the purchaser

od the status of the debt.

Send RD to the COMPLIANCE MANAGER at Equidebt.

[BRIGADIER2JCS]

Interesting section in OFT Guidance 2011.sect 3.23 ©

Creditors (inc DCAs and debt purchasers)

failing to identify to debt purchasers debt

known to be stat barred.

If proven this can have ''regulatory repercussions''.

[BRIGADIER2JCS]

"Regulatory repercussions" = The removal of their red ink cartridge..

 

My words Boo,

It's is considered unfair and improper practice.

sub sect (g) also applies.

[BRIGADIER2JCS]

:lol:

Two words they don't know the meaning of....Unfair/Improper...there's a few more I could add, but won't for fear of CAGbot..

[BRIGADIER2JCS]

If you think or know that a debt may be SB

first check credit files, default date and last

payment or acknowledgment in writting.

When you are sure get the Statute Barred

letter sent, otherwise you will still be chased.

[BRIGADIER2JCS]

Hi, i am new to all this stuff so not sure if i am doing this right?? had the usual letter from equidebt sayin is this you blah blah blah.... i did leave a debt on my credit card plus an overdraft before i left the u.k 11 years ago i am now back in uk would they be chasing me over these debts?? any help on the matter? also what should i do about he letter?

 

You have probably hit the radar with old debts that

are SB, but bbecause the creditor/DCA has never

been informed bt YOU that the debt is SB and you

will not be paying, the creditor is still able to pursue

for payment until you inform the in writting as stated

above.

[BRIGADIER2JCS]

Hi all,

 

Hoping I can get a spot of advice on the below if possible.

 

I had a similar letter from Equidebt ltoday and did the mistake of ringing them. (before looking for advice)

 

Confirmed all the details and the chap told me what the debt was for, from 2001, from a previous old address, I did not at any point confirm that address or the dept in question. He just replied with try find any paper work to see if I lived at that address or not and to ring them back with what i find or not.

 

Any advice will be appreciated.

 

Thanks for any help!

 

The first thing do do its check your credit refernce files,

the second is not to speak to them on the phone!!