Jump to content


  • Tweets

  • Posts

    • Thank you for taking your time and helping me on this. Would you recommend I also send a letter tomorrow to both BMW and Motonovo?
    • she and  johnson need to be kicked off the taxpayers credit card - for starters I'm certain there is cause - taking up 'jobs' when they shouldn't, bringing the nation into disrepute with their antics .. I'm sure it would be a very popular act from a new labour guv
    • Please have a look at this draft letter. It is modelled on yours but I have cut out a load of the unnecessary information. Also, the responsibility lies with the finance company because the vehicle was brought on hire purchase. You send it to them and a copy to big motoring world.   Let us know if there's anything that you disagree with, which is wrong, which you think should be added
    • According to Alastair Campbell on Twitter, anti-Le Pen parties are pointing to RN's fiscal policies and saying they'll cause a 'Truss-style market meltdown'. Liz Truss charged taxpayers for Amazon Prime subscription - Mirror Online WWW.MIRROR.CO.UK The subscription costing £95 gives the ex-PM free shipping from the retail giant, as well as the ability to stream films and TV shows such as My Fault...  
    • Thank-you @BankFodder, your statement is a correct understanding of my position and I agree, it is actually really what I was looking for in starting this thread, as I too believed that the maximum I could claim for is that which I sold it for, even though this was substantially below market value at the time. And so, this sold value is what I shall be claiming for + the other expenses. @dx100uk I get your point, but this is just not what I want to expose myself to. Unfortunately I was one of the unlucky ones to have my details stolen in the Peoples Energy hack, and in 2020 I discovered that those details had been used to take out car insurance, and that the insured was then involved in a collision and my details were dragged through the mud. Despite Aviva cancelling the claim and treating as though it never were, even though I have the letters from them to say that they have removed this claim from the insurance database, I still get refused insurance and credit products to this day until I send across the letter from Aviva which explains that I was a victim of fraud. So you'll forgive me for not jumping up and uploading my data to a server utility for which I have no control over its retention policy, or where the server is located globally, its legal jurisdiction, or its security protocols.
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4539 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi

 

We received a CCJ for an unpaid bill from South East Water.

 

I came home today to find a hand delivered letter from a bailiff from Marstons

The fees in the leter are as follows:

Judgement Debt:£559.74

Judgement Costs:£147.00

Execution Costs:£111.75

Officers Fees:294.46

 

Total Levy:£1112.95

 

This was all on prescribed form No55.

I spoke to the Bailiff on the letter and he said that the judgement had been transferred to the High Court.

No goods were levied on this visit.

When I asked about fees he said I would have to speak to the office.

He didn't have his Bailiff number when I asked but I've looked him up and it looks like he is a certified bailiff.

 

Are these fees correct? Nothing like kicking a man when his down :-(

Mudge

East Sussex.

Link to post
Share on other sites

Hi Mudge

 

It's nigh on impossible to gauge whether the fees are correct without a full breakdown of what they have been added for, but they certainly sound on the high side to us. Marston may have already added on costs for things they hope to do (such as entering and levying) but you would not be liable for such fees unless the actions themselves have been performed. We would strongly recommend that you speak to one of our advisers - we pop in and out of these forums but our lines are open until 9pm on 0808 808 4000.

 

In the meantime there is a guide to High Court enforcement officer fees (albeit not very customer-friendly) at

 

http://www.legislation.gov.uk/uksi/2004/400/schedule/3/made

 

Regards

 

National Debtline

For Free, Confidential and Independent advice: 0808 808 4000

Monday - Friday 9am to 9pm // Saturday 9.30am to 1pm // 24-hour voicemail. Please leave a message to request an information pack. http://www.nationaldebtline.org // http://www.mymoneysteps.org

Link to post
Share on other sites

Not sure about fees, but please stay off the phone to bailiff they will make all sorts of 'threats and lies' I'm sure others will help with the fees and about payment etc.

I know my rights Mr DCA I'm with the CAG......hello hello where you gone Mr DCA8)

Link to post
Share on other sites

Not what you want to hear but..........................it sounds as if you were aware of the claim by S.E.Water but never took any action, I can only assume (as you do not say otherwise) you received the claim pack from the Court when notified of the action and again I can only assume you did not file a defense/counterclaim or attend the hearing....if that gets 3 yes's then you have no grounds to set aside the CCJ.

 

This is a High Court Writ of Fi' Fa' and the debt is £800 + the fees you give are IMO very very reasonable for High Court Enforcement (read around and you will see where they run into several thousand £s). It is not often anyone will hear me say this but... if I was in your shoes I would beg, borrow or steal the amount being asked, get it paid, breathe a huge sigh of relief and consider myself the exceptionally lucky.

 

If of course you cannot do as I would, then you will without doubt end up with the norm,,eg: fees akin to telephone numbers. You can try to make an offer to repayments but again be prepared to the fees...you could, if you can show hardship apply to the Court for a variation order to the huge repayments they will undoubtedly ask from you this is form N245 and if you are receiving benefits eg. tax credits you will need form ex 160 to apply for remission to Court fees.

 

While this is going on the bailiff might well levy on your car (if you have one) and that will take you to an application for a stay of execution.

 

Sorry I can't paint a happier picture>

 

 

 

WD

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...