Logbook loans have respossed my sons van for a debt by the previous owner - help please

[pigglesworth]

Hi, my son and his family were woken up at 5.15am by a debt collector who had clamped his van saying that logbook loans were repossessing the vehicle as the previous owner had defaulted on the loan. If we did not give him the keys then he would have the van towed. My son rang me and I called the police who stated that we should get ID and a receipt but there was nothing we could do and it was a civil matter. We gained a receipt and they took the van. It was taken from a private drive, they claimed they did not need a court order.

 

Since then I have spoken to the legel team through his home insurance who managed to tie himself in knots with comments like, go and snatch the van back. and then about the fact we had good legal title but then so did they etc. On purchase of the van we asked if any finance was outstanding and was told not, we did an internet search which came back clear and a text search which also came back clear. On speaking to LL they state that they are all useless and unless you use HPI.Co.UK then their type of loan will not show.

 

I spoke to our solicitor who stated that they had no right to remove the vehicle, so I wrote to LL stating that we had completed due diligence in our searches so purchased the vehicle in good faith and instructed them to return the vehicle, Their response was to send us 3 pages of a bill of sale from a 31 page document (they have refused to send the remainder). This seems to be all about the borrower and the fact they can knock his door down but nothing about what happens if he sells the vehicle. There is a page which states In the High Court of Justice Queens Bench Division then mentions Nine Regions Ltd and the borrower it states Bill Of Sale and then has the address of Costa Constantinou 2x references and a stamp which has bill of sale in the middle and a date. The agreement is signed by borrower a witness in Bridge Studios (linked address to LL I think) and ANOther with no details

 

Dates:

Van first registered 26/09/02

Purchased by borrower: 04/07/10

Agreement: 16/09/10

Stamp:20/09/10

Son bought vehicle: 06/04/11

 

It seems funny that this loan was taken only 2 months prior to the 8 year rule read in other posts. They will not divulge what steps they have taken to recover money from borrower just that we will need to pay 85% of what they think the van is worth to reclaim it or they will sell it.

 

I have had to fight the police to register a fraud case against the borrower as they kept telling me it was civil and we are still having to fight that one. We tried the 'they have stolen our vehicle' but they would not have that.

I have also registered a complaint with the Financial Ombudsman but they can not stop the sale of the veichle.

 

It seems that LL have many issues and their licence is one of them but I need some advice please on what else I can do to get our vehicle back without paying them

 

Thanks in advance

[Atom NWO Rage]

the burden of proof is on them to prove you are the Debtor, keep trying to report the vehicle as stolen because it has been taken without consent, with the intention of never being returned. the police are always very negligent in these cases, this is not a civil matter it is a criminal theft matter, and they have a duty to resolve this issue.

 

It is a case of you against an army of people trying to crew you with a capital S on the beginning, if the vehicle is sold, you will eventually be able to sue them for receiving monies from criminal activities, but that is a long and very arduous matter. No matter what happens keep telling your solicitor what is happening and hopefully get this resolved eventually.

 

These debt collection agencies as they like to be called, are nothing more than criminal organisations that are guilty of theft and fraud, keep bullying the police to act, the debt itself is a civil matter, the theft of a vehicle is a criminal matter, DO NOT let them fob you off with weak excuses, make them do something.

 

All I can say at this point, good luck on your journey through the minefield of debt

[people power v logbook]

all bill of sales from logbook loans and nine regions ltd null and void no agreements are secured on cars vans etc tell them to take a long walk they need to take you to court and register a ccj before any action can be taken cut the clamp of by the padlock take to the nearest police station with a new padlock and key and hand it as lost property

ask any builder with a disk cutter £20 should do and they will cut the lock of as long as you dont remove the clamp and damage the clamp no offence

tell the pretend bailiffs to go and get a proper job don't be bullied they are sharks and they are lying log book and nine regions are dead in the water

[Hip_Hop]

Excellent .CCTV Engineer is back but calling himself People Power V Logbook. Still spouting misinformation Tom to confuse and cause further problems for those looking for ways out of their predicaments with Logbook Loans/Nine regions?

 

Got any fictitious lawyers up your sleeves who will come like a shining knight out of the mist?

 

All Bills of Sales are not null and void regardless what People Power v Logbook states.

Where has People Power appeared from? Good question....Please do not rely on his misinformation for guidance.

[abbie123]

I have a question, my husband took a log book loan out in may against his car, the loan was 715 and the repayment I think is 2312, we have fell on some hard times and our daughter was very unwell and due to this we fell behind on repayments, they have said our car is getting repo'ed but I know the car won't sell for 2,000 odd plus the charges of 880 which they want for it beind passed to a debt recovery. Therefor I am refusing to hand the car over due to the lack of compassion and the fact they are bullying us or at least trying to, the car is in a locked garage attached to our home, I'm just wondering if they can break into my garage? And help or advice would be great, they can kiss my arse if they think they are getting our car please advise on the best way to take these horrible people head on? We have tried to offer what we can but unless we pay the 800 odd they are unwilling to negotiate anything

[people power v logbook]

I have a question, my husband took a log book loan out in may against his car, the loan was 715 and the repayment I think is 2312, we have fell on some hard times and our daughter was very unwell and due to this we fell behind on repayments, they have said our car is getting repo'ed but I know the car won't sell for 2,000 odd plus the charges of 880 which they want for it beind passed to a debt recovery. Therefor I am refusing to hand the car over due to the lack of compassion and the fact they are bullying us or at least trying to, the car is in a locked garage attached to our home, I'm just wondering if they can break into my garage? And help or advice would be great, they can kiss my arse if they think they are getting our car please advise on the best way to take these horrible people head on? We have tried to offer what we can but unless we pay the 800 odd they are unwilling to negotiate anything

 

hello first thing is first apply for a new logbook tell dvla that you have lost your old one .

then when you get the log book back ask a family member or a good mate to put the logbook in there name try and find some one as far as way from were you live as possible anouther county etc

 

keep the car hidden until you have done this

 

call the high courts and ask about bill of sales they told me that all lbl and nrl buisness is null and void and they are not enforcing any action due to them losing there creit licence

 

tell lbl or nrl that you have sold the car for an amount and you are happy to settle with an amount that you feel fair if not ask for them to take you to court they can not take any action with out a ccj and if they go to court you will stand a good chance of winning as they have been told they are not fit to hold a credit licence and have been found lying and tricking customers .

 

most of the money men have left the company as directors and they have put some one in place to try and tie up lose ends they do have anouther company with a licence called logbook loans uk regions ltd this is the company that on your paying in book you have been paying , money laundering . they are loan sharks and they keep changiing the company names and they move the money around to avoid tax then fold the company . play them at there own game and move your car around via the logbook this will waste some of there time . check your paying in book and see if the account number is 17169011 sort code 60.18.11 natwest if it is and you took the loan out with nine regions ltd or logbook loans ltd this is fraud you probally see on the paying in book a payment ref that says nine regions ltd or log book loans ltd they put this on the slip so it looks like you are paying the money in to a nine regions ltd account when you are not , fraud call them and ask why they will lie but make them aware you know there game and you want to go to court to settle and you have sold the car . the ball is back in your court . they will lie but dont fall for it . so remember hide car, change docs, tell them you sold car . contact high court . check bank details . offer to setle a fair amount out of court at about 8% apr as your were most likely told the apr was if they dont want to deal tell them you will see them in court

 

hope this helps and good luck